JUNIATA VALLEY FINANCIAL CORP JUVF

OTC · OOTC · stock · State Commercial Banks · website · IPO 1993-10-27

JUNIATA VALLEY FINANCIAL CORP statistics & valuation

Market cap$77.5M

P / E9.7×

P / B1.4×

Dividend yield5.69%

Return on equity13.9%

Market cap as of 2026-06-30. Multiples are price-derived and refreshed daily; everything else is from filings.

P / E vs its own history

JUNIATA VALLEY FINANCIAL CORP trades at about 9.7× earnings — below its 10-year norm (10-year range 8.6×–20.8×, median 16.5×).

8.6× 20.8×

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

Ratio	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Return on assets	0.9%	0.7%	0.8%	1.0%	0.8%	0.7%	0.9%	0.9%	0.8%	0.9%
Return on equity	13.9%	13.1%	16.4%	23.3%	9.3%	7.3%	7.9%	8.8%	7.6%	8.7%
Debt / equity	0.00×	0.11×	0.50×	0.56×	0.28×	0.46×	0.61×	0.22×	0.42×	0.42×

Source: SEC EDGAR filings · CIK 0000714712 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.