Stocktoria

KBC Group NV KBC.BR

BE · Euronext Brussels · XBRU · stock · Financial Services · website

KBC Group NV statistics & valuation

Market cap€52.2B
P / E14.6×
P / S4.1×
P / B1.9×
P / FCF18.5×
Net margin28.1%
FCF margin22.3%
Net cash€6.7B
Enterprise value USD$52.7B
Graham number -10.9%€117.35

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€117.35); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
28.00% 31.60% 29.30% 28.10% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
12.90% 14.00% 14.00% 12.80% 2022202320242025
Shares outstanding
396.7M 396.7M 396.7M 396.7M 2022202320242025
Net debt (€)
-€32.45B -€8.32B -€18.87B -€6.67B 2022202320242025
Share buybacks (€)
€497.0M €803.0M €0 2022202320242025
Return on assets (%)
0.80% 1.00% 0.90% 0.90% 2022202320242025
Free cash flow margin (%)
98.10% -200.10% 72.50% 22.30% 2022202320242025
Debt / equity (×)
0.87× 1.08× 1.15× 0.98× 2022202320242025
EPS (€)
€6.64 €8.04 €8.33 €8.70 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

KBC Group NV trades at about 15.1× earnings — above its 10-year norm (10-year range 7.5×–13.7×, median 10.2×).

7.5× 15.1×

Shaded band = 10-year range (7.5×–13.7×); dot = today's 15.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin28.1%29.3%31.6%28.0%
FCF margin22.3%72.5%-200.1%98.1%
Return on assets0.9%0.9%1.0%0.8%
Return on equity12.8%14.0%14.0%12.9%

Computed from company filings · BE · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.