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Kentucky First Federal Bancorp KFFB
Kentucky First Federal Bancorp (KFFB) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend yielding 1.58% (safety: no dividend).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| KFFB | Kentucky First Federal Bancorp | 3/9 | — | 234.6 | — |
| NRIM | NORTHRIM BANCORP INC | 6/9 | — | 9.6 | +30.4% |
| EBC | Eastern Bankshares, Inc. | 3/9 | — | 57.9 | +19.1% |
| PFS | PROVIDENT FINANCIAL SERVICES INC | 5/9 | — | 10.6 | +7.1% |
| AX | Axos Financial, Inc. | 5/9 | — | 12.6 | +1.8% |
| BKU | BankUnited, Inc. | 7/9 | — | 13.3 | +7.4% |
| CFFN | Capitol Federal Financial, Inc. | 5/9 | — | 15.8 | +6.5% |
All Finance, Insurance & Real Estate companies →
About Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes. Its loan portfolio comprises one-to four-family, multi-family, and construction residential real estate loans; nonresidential real estate loans comprising of commercial office buildings, churches and properties used for other purposes; and consumer loans, including home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured loans, as well as commercial non-mortgage loans. Kentucky First Federal Bancorp was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp operates as a subsidiary of First Federal MHC.
FAQ
Is KFFB financially healthy?
Kentucky First Federal Bancorp's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does KFFB pay a dividend, and is it safe?
Yes. Kentucky First Federal Bancorp pays a dividend yielding about 1.58% with a None payout ratio, rated “no dividend” for safety.
How profitable is KFFB?
In FY2025, Kentucky First Federal Bancorp had a return on equity of 0.4%.
Is KFFB overvalued or undervalued?
Kentucky First Federal Bancorp trades at about 278.5× trailing earnings — above its 10-year norm (10-year range 32.1×–160.0×, median 57.6×). Stocktoria reports the data, not buy/sell advice.
Is KFFB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Kentucky First Federal Bancorp: a Piotroski F-score of 3/9, a P/E of about 234.6×, a dividend yield of 1.58%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.