Stocktoria

Kentucky First Federal Bancorp KFFB

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2005-03-03

Kentucky First Federal Bancorp statistics & valuation

P / E234.6×
P / B0.9×
Graham number -70.6%$1.64

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($1.64); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
2.20% 1.40% 2.00% 1.20% -24.20% 3.50% 3.10% 1.80% -3.60% 0.40% 2016201720182019202020212022202320242025
Shares outstanding
8.3M 8.3M 8.4M 8.3M 8.2M 8.2M 8.1M 8.1M 8.1M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.50% 0.30% 0.40% 0.20% -3.90% 0.50% 0.50% 0.30% -0.50% 0.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
10463.20% 5870.60% 5693.30% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.22 $0.19 $0.11 -$0.21 $0.02 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Kentucky First Federal Bancorp trades at about 278.5× earnings — above its 10-year norm (10-year range 32.1×–160×, median 57.6×).

32.1× 278.5×

Shaded band = 10-year range (32.1×–160×); dot = today's 278.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin5413.3%7782.4%4921.1%
FCF margin5693.3%5870.6%10463.2%
Return on assets0.0%-0.5%0.3%0.5%0.5%-3.9%0.2%0.4%0.3%0.5%
Return on equity0.4%-3.6%1.8%3.1%3.5%-24.2%1.2%2.0%1.4%2.2%

Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.