Stocktoria
KINGSTONE COMPANIES, INC. KINS
KINGSTONE COMPANIES, INC. (KINS) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 0.54% (safety: safe). FY2025 revenue was $214.9M at a 19.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| KINS | KINGSTONE COMPANIES, INC. | 6/9 | — | 6.5 | +38.5% |
| AII | American Integrity Insurance Group, Inc. | 6/9 | — | 3.7 | +35.3% |
| NODK | NI Holdings, Inc. | 1/9 | — | — | -12.3% |
| KWY | KINGSWAY Corp | 1/9 | -5.43 | — | +23.4% |
| AMSF | AMERISAFE INC | 4/9 | — | 13.4 | +2.7% |
| ACIC | AMERICAN COASTAL INSURANCE Corp | 4/9 | — | 5.1 | +13.1% |
| MHLA | Maiden Holdings, Ltd. | 2/9 | — | — | -36.8% |
All Finance, Insurance & Real Estate companies →
About KINGSTONE COMPANIES, INC.
Kingstone Companies, Inc., through its subsidiary, Kingstone Insurance Company, provides property and casualty insurance products in the United States. The company offers personal line of insurance products, such as homeowners, dwelling fire, cooperative/condominiums, renters, and personal umbrella policies; and commercial auto insurance products. It also underwrites for-hire vehicle physical damage only policies for livery and car service vehicles and taxicabs; and canine legal liability policies. The company provides its products through retail and wholesale agents and brokers. The company was formerly known as DCAP Group, Inc. and changed its name to Kingstone Companies, Inc. in July 2009. Kingstone Companies, Inc. was founded in 1886 and is headquartered in Kingston, New York.
FAQ
Is KINS financially healthy?
KINGSTONE COMPANIES, INC.'s Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does KINS pay a dividend, and is it safe?
Yes. KINGSTONE COMPANIES, INC. pays a dividend yielding about 0.54% with a 3.5% payout ratio, rated “safe” for safety.
How profitable is KINS?
In FY2025, KINGSTONE COMPANIES, INC. had a net margin of 19.0% and a return on equity of 33.2%.
Is KINS overvalued or undervalued?
KINGSTONE COMPANIES, INC. trades at about 6.8× trailing earnings — below its 10-year norm (10-year range 5.4×–77.9×, median 14.5×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for KINS?
The average Wall-Street price target for KINGSTONE COMPANIES, INC. is $21.50, about 9.6% above the recent price, from 1 analysts.
Is KINS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on KINGSTONE COMPANIES, INC.: a Piotroski F-score of 6/9, a P/E of about 6.5×, a dividend yield of 0.54%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.