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KINGSTONE COMPANIES, INC. KINS

Nasdaq · stock · Fire, Marine & Casualty Insurance · website · IPO 1994-04-11

KINGSTONE COMPANIES, INC. statistics & valuation

Market cap$263.5M
P / E6.5×
P / S1.2×
P / B2.1×
P / FCF3.6×
Dividend yield0.54%
Net margin19.0%
Return on equity33.2%
FCF margin34.0%
Net debt$4.4M
Enterprise value USD$267.9M
Graham number +19.8%$23.50

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($23.50); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
11.50% 10.80% 2.70% -4.10% 0.70% -4.60% -17.30% -4.30% 11.80% 19.00% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
15.70% 10.60% 3.50% -6.80% 1.00% -9.80% -62.30% -17.90% 27.50% 33.20% 2016201720182019202020212022202320242025
Shares outstanding
7.9M 10.6M 10.7M 10.8M 10.7M 10.6M 10.7M 10.8M 12.9M 14.4M 2016201720182019202020212022202320242025
Net debt ($)
-$12.0M -$19.3M $8.2M -$2.9M $10.2M -$7.0M $13.2M $16.3M $11.2M $4.4M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
5.30% 3.90% 1.20% -1.90% 0.30% -2.20% -7.00% -1.90% 4.90% 9.00% 2016201720182019202020212022202320242025
Free cash flow margin (%)
18.90% 27.20% 17.20% 17.90% -10.30% 12.30% -4.20% -9.10% 35.80% 34.00% 2016201720182019202020212022202320242025
Debt / equity (×)
0.00× 0.31× 0.33× 0.33× 0.31× 0.23× 0.70× 0.73× 0.17× 0.04× 2016201720182019202020212022202320242025
EPS ($)
$1.14 $0.94 $0.29 -$0.55 $0.09 -$0.70 -$2.12 -$0.57 $1.48 $2.88 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

KINGSTONE COMPANIES, INC. trades at about 6.8× earnings — below its 10-year norm (10-year range 5.4×–77.9×, median 14.5×).

5.4× 77.9×

Shaded band = 10-year range (5.4×–77.9×); dot = today's 6.8×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin19.0%11.8%-4.3%-17.3%-4.6%0.7%-4.1%2.7%10.8%11.5%
FCF margin34.0%35.8%-9.1%-4.2%12.3%-10.3%17.9%17.2%27.2%18.9%
Return on assets9.0%4.9%-1.9%-7.0%-2.2%0.3%-1.9%1.2%3.9%5.3%
Return on equity33.2%27.5%-17.9%-62.3%-9.8%1.0%-6.8%3.5%10.6%15.7%
Debt / equity0.04×0.17×0.73×0.70×0.23×0.31×0.33×0.33×0.31×0.00×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.