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KEMPER Corp KMPB

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 2001-05-24 · LEI

KEMPER Corp statistics & valuation

Market cap$1.6B
P / E11.0×
P / S0.3×
P / B0.6×
Dividend yield5.04%
Net margin3.0%
Return on equity5.3%
Net debt$943.5M
Enterprise value USD$2.5B
Graham number +90.3%$46.98

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($46.98); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
0.70% 4.40% 5.10% 10.50% 7.90% -2.20% -5.20% -5.50% 6.90% 3.00% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
0.10% 4.40% 7.70% 10.30% 10.50% -5.80% -3.00% -1.40% 2016201720182019202020212022202320242025
Return on equity (%)
0.90% 5.70% 6.20% 13.40% 9.00% -4.00% -10.70% -10.90% 11.40% 5.30% 2016201720182019202020212022202320242025
Shares outstanding
51.3M 51.6M 64.8M 66.7M 66.7M 64.3M 63.9M 64.1M 64.8M 62.6M 2016201720182019202020212022202320242025
Net debt ($)
$751.6M $592.3M $909.0M $778.4M $1.17B $1.12B $1.39B $1.39B $1.39B $943.5M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.20% 1.40% 1.60% 4.10% 2.90% -0.80% -2.20% -2.10% 2.50% 1.10% 2016201720182019202020212022202320242025
Free cash flow margin (%)
2016201720182019202020212022202320242025
Debt / equity (×)
0.38× 0.28× 0.30× 0.20× 0.26× 0.36× 0.52× 0.55× 0.50× 0.35× 2016201720182019202020212022202320242025
EPS ($)
$0.33 $2.33 $3.22 $7.96 $6.14 -$1.92 -$4.50 -$4.25 $4.91 $2.29 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin——-1.4%-3.0%-5.8%10.5%10.3%7.7%4.4%0.1%
Net margin3.0%6.9%-5.5%-5.2%-2.2%7.9%10.5%5.1%4.4%0.7%
Return on assets1.1%2.5%-2.1%-2.2%-0.8%2.9%4.1%1.6%1.4%0.2%
Return on equity5.3%11.4%-10.9%-10.7%-4.0%9.0%13.4%6.2%5.7%0.9%
Debt / equity0.35×0.50×0.55×0.52×0.36×0.26×0.20×0.30×0.28×0.38×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.