Stocktoria
Kinsale Capital Group, Inc. KNSL
Kinsale Capital Group, Inc. (KNSL) earns a Piotroski F-score of 5/9 (mixed financial health). It pays a dividend yielding 0.21% (safety: safe). FY2025 revenue was $1.9B at a 26.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-21 | Morgan Stanley | Equal-Weight (main) |
| 2026-04-27 | RBC Capital | Sector Perform (main) |
| 2026-04-27 | Wells Fargo | Equal-Weight (down) |
| 2026-04-27 | Truist Securities | Buy (main) |
| 2026-04-09 | Cantor Fitzgerald | Neutral (main) |
| 2026-04-09 | Wells Fargo | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| KNSL | Kinsale Capital Group, Inc. | 5/9 | — | 15 | +18% |
| RLI | RLI CORP | 5/9 | — | 13.1 | +6.3% |
| HMN | HORACE MANN EDUCATORS CORP /DE/ | 5/9 | — | 12.9 | +6.7% |
| UVE | UNIVERSAL INSURANCE HOLDINGS, INC. | 7/9 | — | 5.8 | +5.5% |
| ROOT | Root, Inc. | 6/9 | — | 21.9 | +29% |
| SKWD | Skyward Specialty Insurance Group, Inc. | 4/9 | — | 14.1 | +23.2% |
| UFCS | UNITED FIRE GROUP INC | 5/9 | — | 11.2 | +10.6% |
All Finance, Insurance & Real Estate companies →
About Kinsale Capital Group, Inc.
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, inland marine, professional liability, environmental, health care, management liability, public entity, agribusiness casualty and property, aviation, ocean marine, and product recall insurance. Its personal lines offerings also include high value homeowners and personal insurance products. The company sells its insurance products in all 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the U.S. Virgin Islands primarily through a network of independent insurance brokers. Kinsale Capital Group, Inc. was founded in 2009 and is headquartered in Richmond, Virginia.
FAQ
Is KNSL financially healthy?
Kinsale Capital Group, Inc.'s Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak).
Does KNSL pay a dividend, and is it safe?
Yes. Kinsale Capital Group, Inc. pays a dividend yielding about 0.21% with a 3.1% payout ratio, rated “safe” for safety.
How profitable is KNSL?
In FY2025, Kinsale Capital Group, Inc. had a net margin of 26.9% and a return on equity of 25.7%.
Is KNSL overvalued or undervalued?
Kinsale Capital Group, Inc. trades at about 17.3× trailing earnings — below its 10-year norm (10-year range 18.3×–48.5×, median 37.2×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for KNSL?
The average Wall-Street price target for Kinsale Capital Group, Inc. is $345.00, about 7.6% below the recent price, from 9 analysts (consensus: hold).
Is KNSL a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Kinsale Capital Group, Inc.: a Piotroski F-score of 5/9, a P/E of about 15.0×, a dividend yield of 0.21%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.