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Kinsale Capital Group, Inc. KNSL

NYSE · stock · Fire, Marine & Casualty Insurance · website · IPO 2016-07-28 · LEI

Kinsale Capital Group, Inc. statistics & valuation

Market cap$7.6B
P / E15.0×
P / S4.0×
P / B3.9×
P / FCF7.7×
Dividend yield0.21%
Net margin26.9%
Return on equity25.7%
FCF margin52.8%
Net debt$61.0M
Enterprise value USD$7.6B
Graham number -45.8%$202.58

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($202.58); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
18.50% 13.30% 15.20% 20.00% 19.20% 23.40% 19.00% 25.20% 26.10% 26.90% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
12.40% 10.50% 12.80% 15.60% 15.30% 21.80% 21.30% 28.30% 28.00% 25.70% 2016201720182019202020212022202320242025
Shares outstanding
21.0M 21.5M 21.7M 22.2M 22.9M 23.1M 23.1M 23.3M 23.3M 23.3M 2016201720182019202020212022202320242025
Net debt ($)
-$78.3M $39.5M $57.2M $70.9M $61.0M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
4.30% 3.70% 4.40% 5.80% 5.70% 7.50% 5.80% 8.20% 8.50% 8.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
51.70% 41.30% 46.20% 50.30% 53.70% 61.40% 65.70% 69.70% 60.00% 52.80% 2016201720182019202020212022202320242025
Debt / equity (×)
0.06× 0.26× 0.17× 0.12× 0.11× 2016201720182019202020212022202320242025
EPS ($)
$1.16 $1.56 $2.86 $3.87 $6.62 $6.88 $13.22 $17.78 $21.65 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Kinsale Capital Group, Inc. trades at about 17.3× earnings — below its 10-year norm (10-year range 18.3×–48.5×, median 37.2×).

17.3× 48.5×

Shaded band = 10-year range (18.3×–48.5×); dot = today's 17.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin26.9%26.1%25.2%19.0%23.4%19.2%20.0%15.2%13.3%18.5%
FCF margin52.8%60.0%69.7%65.7%61.4%53.7%50.3%46.2%41.3%51.7%
Return on assets8.3%8.5%8.2%5.8%7.5%5.7%5.8%4.4%3.7%4.3%
Return on equity25.7%28.0%28.3%21.3%21.8%15.3%15.6%12.8%10.5%12.4%
Debt / equity0.11×0.12×0.17×0.26×0.06×—————

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.