Stocktoria

Kearny Financial Corp. KRNY

Nasdaq · stock · Savings Institution, Federally Chartered · website · IPO 2005-02-24

Kearny Financial Corp. statistics & valuation

Market cap$602.1M
P / E23.1×
P / B0.8×
P / FCF28.2×
Dividend yield4.59%
Return on equity3.5%
Graham number +9.6%$10.45

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($10.45); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
1.40% 1.80% 1.50% 3.70% 4.10% 6.10% 7.60% 4.70% -11.50% 3.50% 2016201720182019202020212022202320242025
Shares outstanding
91.8M 84.7M 99.6M 91.1M 83.7M 82.4M 70.9M 65.9M 64.4M 64.6M 2016201720182019202020212022202320242025
Net debt ($)
2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
0.40% 0.40% 0.30% 0.60% 0.70% 0.90% 0.90% 0.50% -1.10% 0.30% 2016201720182019202020212022202320242025
Free cash flow margin (%)
651.60% 3687.90% 3038.00% 2016201720182019202020212022202320242025
Debt / equity (×)
2016201720182019202020212022202320242025
EPS ($)
$0.18 $0.22 $0.24 $0.46 $0.55 $0.77 $0.95 $0.63 -$1.39 $0.42 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Kearny Financial Corp. trades at about 22.7× earnings — below its 10-year norm (10-year range 12.3×–185.8×, median 29×).

12.3× 185.8×

Shaded band = 10-year range (12.3×–185.8×); dot = today's 22.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin———2618.1%3333.3%2192.3%————
FCF margin———3038.0%3687.9%651.6%————
Return on assets0.3%-1.1%0.5%0.9%0.9%0.7%0.6%0.3%0.4%0.4%
Return on equity3.5%-11.5%4.7%7.6%6.1%4.1%3.7%1.5%1.8%1.4%

Computed from company filings · US · as of 2025-06-30. Facts plus Stocktoria's own computed scores — not investment advice.