Stocktoria
LITHIA MOTORS INC LAD
LITHIA MOTORS INC (LAD) earns a Piotroski F-score of 3/9 (weak financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 0.83% (safety: safe). FY2025 revenue was $37.6B at a 2.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-27 | UBS | Buy (init) |
| 2026-05-07 | JP Morgan | Neutral (main) |
| 2026-05-01 | Citigroup | Buy (main) |
| 2026-04-30 | Wells Fargo | Equal-Weight (main) |
| 2026-04-17 | JP Morgan | Neutral (main) |
| 2026-04-13 | Wells Fargo | Equal-Weight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Retail Trade · percentile among 238 companies
Percentile vs other Retail Trade companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.046 |
| Retained earnings / assets | 0.26 |
| EBIT / assets | 0.064 |
| Equity / liabilities | 0.359 |
Sector peers · similar-size Retail Trade companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| LAD | LITHIA MOTORS INC | 3/9 | 1.95 | 8.1 | +4% |
| PAG | PENSKE AUTOMOTIVE GROUP, INC. | 6/9 | 2.01 | 12.8 | -0.2% |
| AN | AUTONATION, INC. | 5/9 | 1.73 | 9.9 | +3.2% |
| KMX | CARMAX INC | 6/9 | — | 30.3 | -1.8% |
| GPI | GROUP 1 AUTOMOTIVE INC | 6/9 | 2.42 | 11 | +13.2% |
| CVNA | CARVANA CO. | 5/9 | 3.95 | 48.6 | +48.6% |
| MUSA | Murphy USA Inc. | 5/9 | 3.81 | 20.7 | -4.2% |
About LITHIA MOTORS INC
Lithia Motors, Inc. operates as an automotive retailer in the United States, the United Kingdom, and Canada. The company operates in two segments, Vehicle Operations and Financing Operations. It offers a range of products and services fulfilling the entire vehicle ownership lifecycle, including new and used vehicles, financing and insurance products, and aftersales automotive repair and maintenance services. The company provides its products and services through a network of physical locations, e-commerce platforms, captive finance solutions, fleet management offerings, and other synergistic adjacencies. Lithia Motors, Inc. was founded in 1946 and is headquartered in Medford, Oregon.
FAQ
Is LAD financially healthy?
LITHIA MOTORS INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does LAD pay a dividend, and is it safe?
Yes. LITHIA MOTORS INC pays a dividend yielding about 0.83% with a 6.7% payout ratio, rated “safe” for safety.
How profitable is LAD?
In FY2025, LITHIA MOTORS INC had a net margin of 2.2% and a return on equity of 12.4%.
Is LAD overvalued or undervalued?
LITHIA MOTORS INC trades at about 11.7× trailing earnings — near its 10-year norm (10-year range 6.0×–16.3×, median 11.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for LAD?
The average Wall-Street price target for LITHIA MOTORS INC is $370.25, about 2.2% below the recent price, from 16 analysts (consensus: buy).
Is LAD a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on LITHIA MOTORS INC: a Piotroski F-score of 3/9, an Altman Z″ in the grey zone, a P/E of about 8.1×, a dividend yield of 0.83%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.