Stocktoria
LendingClub Corp LC
LendingClub Corp (LC) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend (safety: no dividend).
Price from month-end closes (Yahoo) — for reference, not real-time.
How it ranks in Finance, Insurance & Real Estate · percentile among 1039 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
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Sector peers · similar-size Finance, Insurance & Real Estate companies
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| LC | LendingClub Corp | 2/9 | — | — | -58.5% |
| AFRM | Affirm Holdings, Inc. | 5/9 | — | 510.1 | +38.8% |
| ENVA | Enova International, Inc. | 6/9 | — | 18.6 | +18.6% |
| CACC | CREDIT ACCEPTANCE CORP | 6/9 | — | 15.5 | +7.2% |
| ATLC | Atlanticus Holdings Corp | 3/9 | — | 13.7 | +50.1% |
| RM | Regional Management Corp. | 4/9 | — | 8.5 | +9.7% |
| WRLD | WORLD ACCEPTANCE CORP | 4/9 | — | 23.2 | +3.7% |
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FAQ
Is LC financially healthy?
LendingClub Corp's Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does LC pay a dividend, and is it safe?
Yes. LendingClub Corp pays a dividend with a None payout ratio, rated “no dividend” for safety.
How profitable is LC?
In FY2025, LendingClub Corp had a return on equity of 9.0%.
Source: SEC EDGAR filings · CIK 0001409970 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.