Stocktoria
loanDepot, Inc. LDI
NYSE · XNYS · stock · Finance Services · website · IPO 2021-02-11
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2/9
Piotroski F — financial health
—
Altman Z″ — distress risk
-3.9%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | -$62.6M | -$98.3M | -$110.1M | -$273.0M | $113.5M |
| Operating cash flow | -$707.5M | -$858.3M | -$174.2M | $4.5B | -$1.5B |
| Free cash flow | -$734.6M | -$884.7M | -$194.8M | $4.4B | -$1.5B |
| Total assets | $6.9B | $6.3B | $6.2B | $6.6B | $11.8B |
| Total liabilities | $6.5B | $5.8B | $5.4B | $5.7B | $10.2B |
| Shareholders' equity | $386.0M | $506.6M | $704.5M | $921.5M | $1.6B |
| Ratios | |||||
| Return on assets | -0.9% | -1.5% | -1.8% | -4.1% | 1.0% |
| Return on equity | -16.2% | -19.4% | -15.6% | -29.6% | 7.0% |
| Debt / equity | 5.44× | 4.00× | 3.23× | 2.48× | 1.00× |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 819,800 | $1.2M |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001831631 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.