Stocktoria
loanDepot, Inc. LDI
loanDepot, Inc. (LDI) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 0.61% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| LDI | loanDepot, Inc. | 2/9 | — | — | — |
| AXP | AMERICAN EXPRESS CO | 4/9 | — | 21.4 | +6.4% |
| LX | LexinFintech Holdings Ltd. | 4/9 | — | — | -10% |
| COIN | Coinbase Global, Inc. | 4/9 | 4.64 | 31.2 | +9.4% |
| YRD | Yiren Digital Ltd. | 4/9 | — | — | -1.5% |
| CRCL | Circle Internet Group, Inc. | 3/9 | 0.19 | — | +63.9% |
| QFIN | Qfin Holdings, Inc. | 2/9 | 6.32 | — | +16.8% |
All Finance, Insurance & Real Estate companies →
About loanDepot, Inc.
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.
FAQ
Is LDI financially healthy?
loanDepot, Inc.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does LDI pay a dividend, and is it safe?
Yes. loanDepot, Inc. pays a dividend yielding about 0.61% with a -3.9% payout ratio, rated “safe” for safety.
How profitable is LDI?
In FY2025, loanDepot, Inc. had a return on equity of -16.2%.
What is the analyst price target for LDI?
The average Wall-Street price target for loanDepot, Inc. is $1.80, about 104.6% above the recent price, from 2 analysts (consensus: underperform).
Is LDI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on loanDepot, Inc.: a Piotroski F-score of 2/9, a dividend yield of 0.61%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.