Stocktoria
Ethos Technologies Inc. LIFE
Nasdaq · XNAS · stock · Insurance Agents, Brokers & Service · website · IPO 2026-01-29
Chart by TradingView
4/9
Piotroski F — financial health
1.8
Altman Z″ — distress risk · grey
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 |
|---|---|---|
| Financials | ||
| Revenue | $387.6M | $254.9M |
| Operating income | $72.9M | $48.7M |
| Net income | $71.2M | $48.8M |
| Operating cash flow | $36.2M | -$10.9M |
| Free cash flow | $34.7M | -$11.7M |
| Total assets | $515.3M | $395.9M |
| Total liabilities | $135.5M | $99.0M |
| Shareholders' equity | -$24.1M | -$107.2M |
| Ratios | ||
| Operating margin | 18.8% | 19.1% |
| Net margin | 18.4% | 19.2% |
| FCF margin | 9.0% | -4.6% |
| Return on assets | 13.8% | 12.3% |
| Return on equity | -295.0% | -45.6% |
| Current ratio | 2.17 | 2.59 |
| Revenue growth | 52.0% | — |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 80,000 | $893,600 |
Why these scores methodology →
Piotroski F-score: 4/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: 1.8 (grey)
- Working capital / assets 0.257
- Retained earnings / assets -0.199
- EBIT / assets 0.142
- Equity / liabilities -0.178
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001788451 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.