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Ethos Technologies Inc. LIFE
Ethos Technologies Inc. (LIFE) earns a Piotroski F-score of 4/9 (mixed financial health), with an Altman Z″ in the grey zone. It does not currently pay a dividend. FY2025 revenue was $387.6M at a 18.4% net margin.
Beneish M-score: -1.93 — grey zone (between the usual thresholds). A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.257 |
| Retained earnings / assets | -0.199 |
| EBIT / assets | 0.142 |
| Equity / liabilities | -0.178 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| LIFE | Ethos Technologies Inc. | 4/9 | 1.8 | 17.3 | +52% |
| GSHD | Goosehead Insurance, Inc. | 5/9 | 0.41 | 60 | +16.2% |
| ZBAO | Zhibao Technology Inc. | 3/9 | -5.62 | — | +50.8% |
| TWFG | TWFG, Inc. | 3/9 | 9.7 | — | +22% |
| HUIZ | Huize Holding Ltd | 5/9 | 0.76 | — | +32.2% |
| EHTH | eHealth, Inc. | 3/9 | 3.81 | 1.2 | +4.1% |
| WDH | Waterdrop Inc. | 5/9 | 4.31 | — | +49.8% |
All Finance, Insurance & Real Estate companies →
About Ethos Technologies Inc.
Ethos Technologies Inc. provides third-party administrator services for insurance policies in the United States. The company offers Ethos, a three-sided technology platform that serves an ecosystem of consumers, agents, and carriers. It also provides term life insurance, whole life insurance, and indexed universal life insurance products, as well as wills and estate planning, and supplemental health insurance products. The company was formerly known as Ethos Insurance Corporation and changed its name to Ethos Technologies Inc. in August 2016. The company was incorporated in 2016 and is based in San Francisco, California.
FAQ
Is LIFE financially healthy?
Ethos Technologies Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does LIFE pay a dividend?
No, Ethos Technologies Inc. does not currently pay a dividend.
How profitable is LIFE?
In FY2025, Ethos Technologies Inc. had a net margin of 18.4%.
What is LIFE's P/E ratio?
Ethos Technologies Inc.'s trailing price-to-earnings (P/E) ratio is about 17.3×, based on its latest annual earnings.
What is the analyst price target for LIFE?
The average Wall-Street price target for Ethos Technologies Inc. is $27.44, about 18.3% below the recent price, from 8 analysts.
Is LIFE a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Ethos Technologies Inc.: a Piotroski F-score of 4/9, an Altman Z″ in the grey zone, a P/E of about 17.3×. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.