Stocktoria

Lloyds Banking Group plc LLOY.L

GB · London Stock Exchange · XLON · stock · Financial Services · website

Lloyds Banking Group plc financials (annual)

Revenue
£16.05B £19.20B £18.60B £20.03B 2022202320242025
Net income
£3.83B £5.46B £4.42B £4.66B 2022202320242025
Free cash flow
£18.16B £1.35B -£10.02B -£622.0M 2022202320242025

Bars are annual figures from 2022 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022
Revenue£20.0B£18.6B£19.2B£16.1B
SG&A expense£435.0M
Interest expense£17.5B£19.0B£14.8B£4.7B
Income tax£1.9B£1.5B£2.0B£859.0M
Net income£4.7B£4.4B£5.5B£3.8B
EPS (diluted)£0.07£0.06£0.08£0.07
Operating cash flow£5.7B-£4.4B£6.8B£22.0B
Free cash flow-£622.0M-£10.0B£1.4B£18.2B
Cash & equivalents£56.7B£62.7B£78.1B£92.0B
Goodwill£3.0B£2.7B£2.8B£2.7B
Total assets£944.1B£906.7B£881.5B£873.4B
Total debt£95.1B£88.5B£93.7B£91.8B
Total liabilities£896.2B£860.8B£834.1B£829.5B
Shareholders' equity£47.7B£45.7B£47.2B£43.7B
Share buybacks£1.7B£2.0B£2.0B£2.0B

Growth · year-over-year · Revenue CAGR 7.7%

MetricFY2025FY2024FY2023FY2022
Revenue growth+7.7%-3.1%+19.6%
Net income growth+5.4%-19.0%+42.7%
EPS growth+11.3%-18.4%+5.6%
Free cash flow growth-839.2%-92.5%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · GB · as of 2025-12-31. Figures in GBP. Facts plus Stocktoria's own computed scores — not investment advice.