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Lloyds Banking Group plc LLOY.L
Lloyds Banking Group plc statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (£1.13); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
Lloyds Banking Group plc trades at about 1671× earnings — above its 10-year norm (10-year range 559.7×–1579×, median 1005.5×).
Shaded band = 10-year range (559.7×–1579×); dot = today's 1671×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 23.3% | 23.8% | 28.4% | 23.8% |
| FCF margin | -3.1% | -53.8% | 7.1% | 113.1% |
| Return on assets | 0.5% | 0.5% | 0.6% | 0.4% |
| Return on equity | 9.8% | 9.7% | 11.6% | 8.8% |
Computed from company filings · GB · as of 2025-12-31. Figures in GBP. Facts plus Stocktoria's own computed scores — not investment advice.