StocktoriaLM FUNDING AMERICA, INC. LMFA
Nasdaq · XNAS · stock · Finance Services
Chart by TradingView
1/9
Piotroski F — financial health
-6.99
Altman Z″ — distress risk · distress
—
Dividend payout · no dividend
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $8.8M | $11.0M | $13.0M | $1.7M | $898,941 |
| Operating income | -$22.9M | -$6.5M | -$10.1M | -$24.7M | -$8.4M |
| Net income | -$26.9M | -$7.3M | -$15.9M | -$29.2M | $4.8M |
| Operating cash flow | -$14.0M | -$11.9M | -$3.4M | -$9.1M | $2.7M |
| Free cash flow | -$16.2M | -$13.7M | -$5.0M | -$9.2M | $2.7M |
| Total assets | $51.3M | $44.0M | $37.7M | $53.2M | $62.1M |
| Total liabilities | $22.4M | $8.7M | $2.9M | $2.4M | $1.1M |
| Shareholders' equity | $30.6M | $35.3M | $34.9M | $50.8M | $61.0M |
| Ratios | |||||
| Operating margin | -258.7% | -58.7% | -77.6% | -1423.1% | -938.0% |
| Net margin | -304.4% | -66.5% | -122.8% | -1686.3% | 529.4% |
| FCF margin | -183.1% | -124.4% | -38.7% | -527.8% | 299.1% |
| Return on assets | -52.5% | -16.6% | -42.3% | -55.0% | 7.7% |
| Return on equity | -87.9% | -20.7% | -45.7% | -57.6% | 7.8% |
| Current ratio | 1.18 | 8.64 | 3.67 | 4.74 | 35.21 |
| Revenue growth | -19.6% | -15.3% | 648.8% | 92.9% | -28.9% |
Why these scores methodology →
Piotroski F-score: 1/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: -6.99 (distress)
- Working capital / assets 0.07
- Retained earnings / assets -1.804
- EBIT / assets -0.446
- Equity / liabilities 1.364
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001640384 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.