Stocktoria
LM FUNDING AMERICA, INC. LMFA
LM FUNDING AMERICA, INC. (LMFA) earns a Piotroski F-score of 1/9 (weak financial health), with an Altman Z″ in the distress zone. It does not currently pay a dividend. FY2025 revenue was $8.8M at a -304.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 1/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · distress zone
| Component | Value |
|---|---|
| Working capital / assets | 0.07 |
| Retained earnings / assets | -1.804 |
| EBIT / assets | -0.446 |
| Equity / liabilities | 1.364 |
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| LMFA | LM FUNDING AMERICA, INC. | 1/9 | -6.99 | — | -19.6% |
| ABTS | Abits Group Inc | 4/9 | — | — | — |
| SHFS | SHF Holdings, Inc. | 2/9 | — | — | -49.7% |
| FGCO | Financial Gravity Companies, Inc. | 2/9 | -11.96 | — | — |
| FRMM | FORUM MARKETS Inc | 1/9 | -8.25 | — | — |
| ANY | Sphere 3D Corp. | 3/9 | — | — | -32.7% |
| DFDV | DeFi Development Corp. | 2/9 | -0.39 | — | — |
All Finance, Insurance & Real Estate companies →
About LM FUNDING AMERICA, INC.
LM Funding America, Inc. operates as a cryptocurrency mining and specialty finance company. It operates through two segments: Specialty Finance and Mining and Treasury Operations. The company also engages in Bitcoin mining operations; and provides funding to nonprofit community associations. LM Funding America, Inc. was founded in 2008 and is based in Tampa, Florida.
FAQ
Is LMFA financially healthy?
LM FUNDING AMERICA, INC.'s Piotroski F-score is 1/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the distress zone.
Does LMFA pay a dividend?
No, LM FUNDING AMERICA, INC. does not currently pay a dividend.
How profitable is LMFA?
In FY2025, LM FUNDING AMERICA, INC. had a net margin of -304.4% and a return on equity of -87.9%.
What is the analyst price target for LMFA?
The average Wall-Street price target for LM FUNDING AMERICA, INC. is $1.00, from 1 analysts.
Is LMFA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on LM FUNDING AMERICA, INC.: a Piotroski F-score of 1/9, an Altman Z″ in the distress zone. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.