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LM FUNDING AMERICA, INC. LMFA

Nasdaq · stock · Finance Services · website · IPO 2015-12-08 · LEI

LM FUNDING AMERICA, INC. statistics & valuation

Market cap$2.6M
P / S0.3×
P / B0.1×
Net margin-304.4%
Return on equity-87.9%
FCF margin-183.1%
Return on capital-72.9%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
-48.40% -196.40% -13.90% -126.00% -319.80% 529.40% -1686.30% -122.80% -66.50% -304.40% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
-63.00% -79.00% -12.20% -125.10% -320.70% -938.00% -1423.10% -77.60% -58.70% -258.70% 2016201720182019202020212022202320242025
Return on equity (%)
-56.90% -961.80% -8.10% -106.00% -35.20% 7.80% -57.60% -44.10% -19.80% -87.90% 2016201720182019202020212022202320242025
Shares outstanding
3.3M 625318 3.1M 3.1M 3.1M 13.0M 2.2M 2.5M 5.1M 14.1M 2016201720182019202020212022202320242025
Net debt ($)
$39028 -$3.5M -$552239 -$11.4M 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
-23.70% -438.30% -7.80% -39.30% -32.80% 7.70% -55.00% -42.30% -16.60% -52.50% 2016201720182019202020212022202320242025
Free cash flow margin (%)
299.10% -527.80% -38.70% -124.40% -183.10% 2016201720182019202020212022202320242025
Debt / equity (×)
0.04× 0.01× 0.18× 0.02× 2016201720182019202020212022202320242025
EPS ($)
-$0.72 -$25.68 -$0.47 -$0.96 -$2.49 $0.60 -$13.10 -$6.98 -$5.02 -$3.28 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Operating margin-258.7%-58.7%-77.6%-1423.1%-938.0%-320.7%-125.1%-12.2%-79.0%-63.0%
Net margin-304.4%-66.5%-122.8%-1686.3%529.4%-319.8%-126.0%-13.9%-196.4%-48.4%
FCF margin-183.1%-124.4%-38.7%-527.8%299.1%—————
Return on assets-52.5%-16.6%-42.3%-55.0%7.7%-32.8%-39.3%-7.8%-438.3%-23.7%
Return on equity-87.9%-19.8%-44.1%-57.6%7.8%-35.2%-106.0%-8.1%-961.8%-56.9%
Debt / equity—————0.02×0.18×0.01×0.04×—
Current ratio1.188.643.674.7435.2120.360.4323.40——

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.