Stocktoria
Lemonade, Inc. LMND
Lemonade, Inc. (LMND) earns a Piotroski F-score of 3/9 (weak financial health). It does not currently pay a dividend. FY2025 revenue was $737.9M at a -22.4% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-21 | Morgan Stanley | Overweight (main) |
| 2026-04-30 | Piper Sandler | Neutral (main) |
| 2026-04-30 | Citizens | Market Outperform (main) |
| 2026-04-30 | Truist Securities | Buy (main) |
| 2026-03-17 | Morgan Stanley | Overweight (up) |
| 2026-02-24 | Keefe, Bruyette & Woods | Underperform (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 3/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| LMND | Lemonade, Inc. | 3/9 | — | — | +40.2% |
| GLRE | GREENLIGHT CAPITAL RE, LTD. | 6/9 | — | 7.4 | +4.8% |
| JRVR | James River Group Holdings, Inc. | 3/9 | — | 4.3 | -2.8% |
| HRTG | Heritage Insurance Holdings, Inc. | 5/9 | — | 4 | +3.7% |
| EIG | Employers Holdings, Inc. | 5/9 | — | 85.7 | -2.5% |
| PLMR | Palomar Holdings, Inc. | 5/9 | — | 17 | +58.2% |
| HCI | HCI Group, Inc. | 5/9 | — | 7.7 | +20.1% |
All Finance, Insurance & Real Estate companies →
About Lemonade, Inc.
Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom. The company provides renters and homeowners, building, car, pet, and life insurance products, as well as landlord insurance products. It also offers insurance for stolen or damaged property, and personal liability that protects its customers if they are responsible for an accident or damage to another person or their property. In addition, it operates as an agent for other insurance companies. The company was formerly known as Lemonade Group, Inc. Lemonade, Inc. was incorporated in 2015 and is headquartered in New York, New York.
FAQ
Is LMND financially healthy?
Lemonade, Inc.'s Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).
Does LMND pay a dividend?
No, Lemonade, Inc. does not currently pay a dividend.
How profitable is LMND?
In FY2025, Lemonade, Inc. had a net margin of -22.4% and a return on equity of -31.0%.
What is the analyst price target for LMND?
The average Wall-Street price target for Lemonade, Inc. is $62.00, about 20.1% above the recent price, from 9 analysts.
Is LMND a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Lemonade, Inc.: a Piotroski F-score of 3/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.