Live Oak Bancshares, Inc. LOB-PA
NYSE · stock · State Commercial Banks
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
5.2%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | — | $105.9M | — | $143.5M | $1.3B |
| 2024 | — | $77.5M | — | $107.5M | $1.0B |
| 2023 | — | $73.9M | — | $138.1M | $902.7M |
| 2022 | — | $176.2M | — | $80.7M | $811.0M |
| 2021 | — | $167.0M | — | -$122.8M | $715.1M |
| 2020 | — | $59.5M | — | -$282.0M | $567.9M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| WILLIAMS WILLIAM L. III | director | 2026-06-24 | Sell | 8,400 | $40.05 |
| MAHAN JAMES S III | Chief Executive Officer | 2026-06-11 | Sell | 10,000 | $38.19 |
| MAHAN JAMES S III | Chief Executive Officer | 2026-06-10 | Sell | 9,085 | $38.68 |
| MAHAN JAMES S III | Chief Executive Officer | 2026-06-10 | Sell | 915 | $39.20 |
| MAHAN JAMES S III | Chief Executive Officer | 2026-06-04 | Sell | 79 | $37.65 |
| MAHAN JAMES S III | Chief Executive Officer | 2026-06-04 | Sell | 9,921 | $37.26 |
| MAHAN JAMES S III | Chief Executive Officer | 2026-06-03 | Sell | 637 | $37.14 |
| MAHAN JAMES S III | Chief Executive Officer | 2026-06-03 | Sell | 9,363 | $36.42 |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0001462120 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.