Stocktoria
Live Oak Bancshares, Inc. LOB
NYSE · XNYS · stock · State Commercial Banks · website · IPO 2015-07-23
Live Oak Bancshares, Inc. financials (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Interest expense | — | — | $343.0M | $117.0M | $64.4M |
| Income tax | $37.2M | $11.8M | $8.9M | $34.1M | $43.8M |
| Net income | $105.9M | $77.5M | $73.9M | $176.2M | $167.0M |
| EPS (diluted) | $2.23 | $1.69 | $1.64 | $3.92 | $3.71 |
| Operating cash flow | $158.2M | $156.8M | $184.9M | $124.5M | -$119.7M |
| Free cash flow | $143.5M | $107.5M | $138.1M | $80.7M | -$122.8M |
| Total assets | $15.1B | $12.9B | $11.3B | $9.9B | $8.2B |
| Total liabilities | $13.9B | $11.9B | $10.4B | $9.0B | $7.5B |
| Shareholders' equity | $1.3B | $1.0B | $902.7M | $811.0M | $715.1M |
Source: SEC EDGAR filings · CIK 0001462120 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.