Stocktoria
Open Lending Corp LPRO
Nasdaq · stock · Personal Credit Institutions · website · IPO 2018-03-02
Open Lending Corp financials (annual)
Bars are annual figures from 2019 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Revenue | $93.2M | $24.0M | $117.5M | $179.6M | $215.7M | $108.9M | $92.8M |
| Gross profit | $71.7M | $169,000 | $95.2M | $159.6M | $197.0M | $99.1M | $85.0M |
| R&D expense | $8.8M | $4.5M | $5.6M | $8.2M | $4.4M | $2.0M | $1.2M |
| Operating income | -$5.0M | -$65.4M | $29.1M | $97.6M | $150.3M | $56.7M | $62.6M |
| Interest expense | — | — | $10.7M | $5.8M | $5.9M | $11.6M | $322,000 |
| Income tax | -$1.1M | $70.4M | $6.8M | $26.9M | $45.1M | $6.6M | -$30,000 |
| Net income | -$4.2M | -$135.0M | $22.1M | $66.6M | $146.1M | -$97.6M | $62.5M |
| EPS (diluted) | $-0.04 | $-1.13 | $0.18 | $0.53 | $1.16 | $-1.09 | $-2.97 |
| Operating cash flow | -$3.2M | $17.6M | $82.7M | $107.4M | $95.2M | $24.6M | $41.8M |
| Free cash flow | -$3.2M | $17.4M | $82.5M | $107.2M | $95.0M | $23.4M | $41.7M |
| Cash & equivalents | $176.6M | $243.2M | $240.2M | $204.4M | $116.5M | $101.5M | $7.7M |
| Total assets | $236.7M | $296.4M | $374.0M | $379.6M | $318.8M | $294.0M | $79.2M |
| Total liabilities | $161.7M | $218.3M | $168.5M | $166.8M | $159.8M | $267.4M | $9.0M |
| Shareholders' equity | $75.0M | $78.1M | $205.6M | $212.8M | $159.0M | $26.6M | -$234.8M |
Growth · year-over-year · Revenue CAGR 0.1%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Revenue growth | +288.0% | -79.5% | -34.6% | -16.7% | +98.0% | +17.3% | — |
| Net income growth | — | -711.7% | -66.9% | -54.4% | — | -256.0% | — |
| EPS growth | — | -727.8% | -66.0% | -54.3% | — | — | — |
| Free cash flow growth | -118.6% | -78.9% | -23.0% | +12.8% | +305.4% | -43.7% | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.