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Open Lending Corp LPRO

Nasdaq · XNAS · stock · Personal Credit Institutions · website · IPO 2018-03-02

Open Lending Corp statistics & valuation

Market cap$369.2M
P / S4.0×
P / B4.9×

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else is from filings.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021
Gross margin76.9%0.7%81.0%88.9%91.4%
Operating margin-5.4%-272.1%24.8%54.4%69.7%
Net margin-4.5%-562.0%18.8%37.1%67.7%
FCF margin-3.5%72.6%70.3%59.7%44.1%
Return on assets-1.8%-45.6%5.9%17.5%45.8%
Return on equity-5.7%-172.9%10.7%31.3%91.9%
Debt / equity1.13×1.79×0.70×0.69×0.92×
Current ratio4.525.8414.0818.5816.81
Revenue growth288.0%-79.5%-34.6%-16.7%98.0%

Source: SEC EDGAR filings · CIK 0001806201 · as of 2025-12-31. Facts from filings plus Stocktoria's own computed scores — not investment advice.