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Bank Leumi le-Israel B.M. LUMI.TA

IL · Tel Aviv Stock Exchange · XTAE · stock · Financial Services · website

Bank Leumi le-Israel B.M. statistics & valuation

Market cap₪111.7B
P / E10.9×
P / S5.0×
P / B1.6×
P / FCF10.7×
Net margin45.9%
FCF margin46.8%
Net cash₪109.9B
Enterprise value USD$633.4M
Graham number -98.9%₪84.53

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₪84.53); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
44.80% 33.50% 44.40% 45.90% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
15.60% 12.90% 15.90% 15.10% 2022202320242025
Shares outstanding
1.47B 1.47B 1.47B 1.47B 2022202320242025
Net debt (₪)
-₪158.20B -₪72.71B -₪123.29B -₪109.85B 2022202320242025
Share buybacks (₪)
₪0 ₪600.0M ₪682.0M ₪1.23B 2022202320242025
Return on assets (%)
1.10% 1.00% 1.20% 1.20% 2022202320242025
Free cash flow margin (%)
30.90% -4.60% 64.80% 46.80% 2022202320242025
Debt / equity (×)
0.57× 0.60× 0.53× 0.66× 2022202320242025
EPS (₪)
₪5.14 ₪4.58 ₪6.46 ₪6.86 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Bank Leumi le-Israel B.M. trades at about 1106.7× earnings — above its 10-year norm (10-year range 590.1×–1089.4×, median 694.3×).

590.1× 1106.7×

Shaded band = 10-year range (590.1×–1089.4×); dot = today's 1106.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin45.9%44.4%33.5%44.8%
FCF margin46.8%64.8%-4.6%30.9%
Return on assets1.2%1.2%1.0%1.1%
Return on equity15.1%15.9%12.9%15.6%

Computed from company filings · IL · as of 2025-12-31. Figures in ILS. Facts plus Stocktoria's own computed scores — not investment advice.