Stocktoria
LexinFintech Holdings Ltd. LX
LexinFintech Holdings Ltd. (LX) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend (safety: n/a).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| LX | LexinFintech Holdings Ltd. | 4/9 | — | — | -10% |
| COIN | Coinbase Global, Inc. | 4/9 | 4.64 | 31.2 | +9.4% |
| YRD | Yiren Digital Ltd. | 4/9 | — | — | -1.5% |
| CRCL | Circle Internet Group, Inc. | 3/9 | 0.19 | — | +63.9% |
| QFIN | Qfin Holdings, Inc. | 2/9 | 6.32 | — | +16.8% |
| BKKT | Bakkt, Inc. | 2/9 | — | — | -32.1% |
| CHYM | Chime Financial, Inc. | 4/9 | -1.97 | — | +30.7% |
All Finance, Insurance & Real Estate companies →
About LexinFintech Holdings Ltd.
LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People's Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment loan product, working capital, as well as online direct sales of electronic, home appliance, and general merchandise products with installment payment terms. It also offers technology-driven platform services for financial institution customers and partners; and credit-driven platform services, including customer acquisition, credit screening, and loan collections, as well as guarantee and insurance services. In addition, the company provides Juzi Licai, an online investment platform; technical support and consulting; software development; financing guarantee; and financial technology services. The company was formerly known as Staging Finance Holding Ltd. and changed its name to LexinFintech Holdings Ltd. in March 2017. LexinFintech Holdings Ltd. was founded in 2013 and is headquartered in Shenzhen, the People's Republic of China.
FAQ
Is LX financially healthy?
LexinFintech Holdings Ltd.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does LX pay a dividend, and is it safe?
Yes. LexinFintech Holdings Ltd. pays a dividend with a None payout ratio, rated “n/a” for safety.
Is LX overvalued or undervalued?
LexinFintech Holdings Ltd. trades at about 0.3× trailing earnings — below its 10-year norm (10-year range 0.6×–87.9×, median 1.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for LX?
The average Wall-Street price target for LexinFintech Holdings Ltd. is $3.47, about 141.3% above the recent price, from 5 analysts (consensus: buy).
Is LX a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on LexinFintech Holdings Ltd.: a Piotroski F-score of 4/9. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.