Stocktoria
LexinFintech Holdings Ltd. LX
LexinFintech Holdings Ltd. statistics & valuation
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
LexinFintech Holdings Ltd. trades at about 0.3× earnings — below its 10-year norm (10-year range 0.6×–87.9×, median 1.8×).
0.3×
87.9×
Shaded band = 10-year range (0.6×–87.9×); dot = today's 0.3×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Gross margin | 7.4% | 7.2% | 7.6% | 6.9% | 10.2% | 7.0% | 7.6% | 9.4% | 23.6% | 13.9% |
| Net margin | — | — | — | — | — | 1.2% | 3.5% | 6.1% | 4.3% | -2.7% |
| FCF margin | 5.4% | 1.2% | 4.3% | -0.1% | 4.5% | -0.6% | -1.3% | 8.5% | 29.1% | 8.0% |
| Return on assets | — | — | — | — | — | 2.9% | 11.9% | 15.9% | 1.6% | -1.4% |
| Return on equity | — | — | — | — | — | 10.8% | 5.0% | 7.0% | 2.2% | 19.3% |
| Debt / equity | 0.05× | 0.05× | 0.05× | 0.02× | — | — | — | 0.00× | 0.10× | — |
| Current ratio | 1.89 | 1.86 | 1.50 | 1.42 | 1.63 | 1.37 | 1.68 | 1.29 | 0.99 | 0.94 |
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.