Mastercard Inc MA
Mastercard Inc (MA) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the safe zone. It pays a dividend yielding 0.63% (safety: n/a).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-05 | Truist Securities | Buy (main) |
| 2026-08-03 | Cantor Fitzgerald | Overweight (main) |
| 2026-07-31 | UBS | Buy (main) |
| 2026-07-31 | Macquarie | Outperform (main) |
| 2026-07-31 | RBC Capital | Outperform (main) |
| 2026-07-31 | Morgan Stanley | Overweight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · safe zone
| Component | Value |
|---|---|
| Working capital / assets | 0.015 |
| Retained earnings / assets | 1.57 |
| EBIT / assets | 0.349 |
| Equity / liabilities | 0.167 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MA | Mastercard Inc | 5/9 | 7.74 | — | +16.4% |
| PYPL | PayPal Holdings, Inc. | 8/9 | 3.27 | 7.5 | +4.3% |
| MELI | MERCADOLIBRE INC | 5/9 | 1.9 | 42.5 | +39.1% |
| DIDIY | DiDi Global Inc. | 5/9 | 1.15 | — | +32.7% |
| V | VISA INC. | 5/9 | 2.94 | 31.3 | +11.3% |
| FISV | FISERV INC | 5/9 | 2.15 | 7.6 | +3.6% |
| AMTM | Amentum Holdings, Inc. | 6/9 | 1.29 | 75 | +71.6% |
About Mastercard Inc
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions. In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows. Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
FAQ
Is MA financially healthy?
Mastercard Inc's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the safe zone.
Does MA pay a dividend, and is it safe?
Yes. Mastercard Inc pays a dividend yielding about 0.63% with a None payout ratio, rated “n/a” for safety.
Is MA overvalued or undervalued?
Mastercard Inc trades at about 33.9× trailing earnings — below its 10-year norm (10-year range 28.8×–49.7×, median 39.8×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MA?
The average Wall-Street price target for Mastercard Inc is $665.26, about 18.9% above the recent price, from 38 analysts (consensus: strong buy).
Is MA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Mastercard Inc: a Piotroski F-score of 5/9, an Altman Z″ in the safe zone, a dividend yield of 0.63%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.