Stocktoria

Mapfre, S.A. MAP.MC

ES · Bolsa de Madrid · XMAD · stock · Financial Services · website

Mapfre, S.A. statistics & valuation

Market cap€13.6B
P / E12.0×
P / S0.5×
P / B1.4×
Net margin4.3%
Net debt€3.0B
Enterprise value USD$19.2B
Graham number +13.8%€5.05

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (€5.05); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
2.60% 2.60% 3.70% 4.30% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
7.20% 8.00% 10.90% 12.00% 2022202320242025
Shares outstanding
3.07B 3.07B 3.07B 3.07B 2022202320242025
Net debt (€)
€3.25B €3.05B €2.67B €2.98B 2022202320242025
Share buybacks (€)
€0 €0 €0 €40.4M 2022202320242025
Return on assets (%)
1.10% 1.20% 1.70% 1.90% 2022202320242025
Free cash flow margin (%)
2022202320242025
Debt / equity (×)
0.42× 0.36× 0.30× 0.32× 2022202320242025
EPS (€)
€0.18 €0.22 €0.32 €0.37 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Mapfre, S.A. trades at about 12× earnings — above its 10-year norm (10-year range 8.5×–10.4×, median 10×).

8.5× 12×

Shaded band = 10-year range (8.5×–10.4×); dot = today's 12×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin4.3%3.7%2.6%2.6%
Return on assets1.9%1.7%1.2%1.1%
Return on equity12.0%10.9%8.0%7.2%
Debt / equity0.27×0.29×0.31×0.35×

Computed from company filings · ES · as of 2025-12-31. Figures in EUR. Facts plus Stocktoria's own computed scores — not investment advice.