Stocktoria

AlRayan Bank Q.P.S.C. MARK.QA

QA · XQAT · XQAT · stock · Financial Services · website

AlRayan Bank Q.P.S.C. (MARK.QA) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 5.22% (safety: stretched). FY2025 revenue was QR 2.7B at a 56.3% net margin.

QR 2.38 high · QR 2.04 low · monthly closes · hover for date & price
2/9
Piotroski F — financial health
Altman Z″ — distress risk
5.2%
Dividend yield 5y avg · stretched · Dividend payout 64.6%

Quality score trend · recomputed for each fiscal year

Piotroski F /9
5 2 2 202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

QR 2.04 as of 2026-07-01 · -14.4% 1y
QR 2.04QR 2.3852-wk
Market cap USD$5.2B
P / E12.4×
Dividend yield 5y avg5.2%
Net margin 5y avg46.3%
Return on equity 5y avg5.9%
Beta0.34

Analyst price target

QR 2.41 +18.5% vs last
· 4 analysts
target range QR 2.20 – QR 2.79

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Revenue trend · last 4y · down

How it ranks in Financial Services · percentile among 226 companies

Piotroski Fstronger than 0%
Net marginstronger than 92%
Return on equitystronger than 8%
Revenue growthstronger than 6%

Percentile vs other Financial Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 2/9 tests passed

About AlRayan Bank Q.P.S.C.

AlRayan Bank Q.P.S.C. engages in Islamic banking, financing, and investing activities in Qatar and internationally. The company operates through five segments: Corporate Banking, Retail Banking, Treasury and Financial Institutions, Asset Management, and International Operations. It offers current, savings, investment, and term deposit, and kids accounts, as well as other investment products; personal, car, and home finance products; and credit, debit, corporate, and prepaid cards. The company also provides corporate finance and advisory services, such as capital restructuring, capital raising, corporate valuation, transformation of business products, mergers and acquisitions, specialized investment, structured finance, and project finance; financing products comprising Murabaha, Ijarah, Istisna'a, Ijarah Muntahia Bittamleek, and Mudaraba; cash management services, such as payable and receivable solution, and account management; and trade finance products, including letters of guarantee and credit. In addition, it offers private banking products and services comprising investment planning and asset management, wealth protection, credit planning and management, and business planning. Further, it provides Islamic funded and non-funded credit facilities, financial and strategic advisory, and investment advisory services; currency exchange facilities; profit rate swaps, financing syndication, and other services; Islamic financing; and investment banking, Sukuk and debt issuance, over-the-counter risk management instrument, investing, and real estate consulting services, as well as manages mutual and exchange traded funds. It serves corporate, commercial, and multinational customers; retail and individual customers; and institutional and high net worth investors. The company was formerly known as Masraf Al Rayan (Q.P.S.C.) and changed its name to AlRayan Bank Q.P.S.C. in April 2025. AlRayan Bank Q.P.S.C. was incorporated in 2006 and is headquartered in Doha, Qatar.

FAQ

Is MARK.QA financially healthy?

AlRayan Bank Q.P.S.C.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).

Does MARK.QA pay a dividend, and is it safe?

Yes. AlRayan Bank Q.P.S.C. pays a dividend yielding about 5.22% with a 64.6% payout ratio, rated “stretched” for safety.

How profitable is MARK.QA?

In FY2025, AlRayan Bank Q.P.S.C. had a net margin of 56.3% and a return on equity of 6.0%.

Is MARK.QA overvalued or undervalued?

AlRayan Bank Q.P.S.C. trades at about 12.7× trailing earnings — below its 10-year norm (10-year range 14.2×–19.5×, median 15.6×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for MARK.QA?

The average Wall-Street price target for AlRayan Bank Q.P.S.C. is QR 2.41, about 18.5% above the recent price, from 4 analysts.

Is MARK.QA a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on AlRayan Bank Q.P.S.C.: a Piotroski F-score of 2/9, a P/E of about 12.4×, a dividend yield of 5.22%. Weigh these quality and valuation signals against your own goals.

Computed from company filings · QA · as of 2025-12-31. Figures in QAR. Facts plus Stocktoria's own computed scores — not investment advice.