Stocktoria
AlRayan Bank Q.P.S.C. MARK.QA
AlRayan Bank Q.P.S.C. statistics & valuation
Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (QR 3.15); a green figure means the price is below it.
Profitability & efficiency
Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).
P / E vs its own history
AlRayan Bank Q.P.S.C. trades at about 12.7× earnings — below its 10-year norm (10-year range 14.2×–19.5×, median 15.6×).
Shaded band = 10-year range (14.2×–19.5×); dot = today's 12.7×.
Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.
Key ratios (by fiscal year)
| Ratio | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Net margin | 56.3% | 48.5% | 46.2% | 34.1% |
| FCF margin | -55.3% | -346.5% | 420.1% | 232.9% |
| Return on assets | 0.8% | 0.9% | 0.9% | 0.8% |
| Return on equity | 6.0% | 6.0% | 5.9% | 5.6% |
Computed from company filings · QA · as of 2025-12-31. Figures in QAR. Facts plus Stocktoria's own computed scores — not investment advice.