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Military Commercial Joint Stock Bank MBB.VN

VN · XSTC · XSTC · stock · Financial Services · website

Military Commercial Joint Stock Bank statistics & valuation

Market cap₫189.90T
P / E7.1×
P / S3.0×
P / B1.4×
P / FCF1.4×
Net margin42.1%
FCF margin213.1%
Net debt₫16.25T
Graham number +51.2%₫30,920.25

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₫30,920.25); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
39.70% 45.40% 42.70% 42.10% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
23.00% 22.30% 20.20% 19.70% 2022202320242025
Shares outstanding
9.26B 9.26B 9.26B 9.26B 2022202320242025
Net debt (₫)
₫62.40T ₫51.14T ₫65.35T ₫16.25T 2022202320242025
Share buybacks (₫)
2022202320242025
Return on assets (%)
2.40% 2.20% 2.00% 1.70% 2022202320242025
Free cash flow margin (%)
0.30% 87.00% -39.40% 213.10% 2022202320242025
Debt / equity (×)
1.72× 1.73× 1.45× 1.88× 2022202320242025
EPS (₫)
₫1767.20 ₫1812.45 ₫2251.30 ₫2891.30 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Military Commercial Joint Stock Bank trades at about 7.1× earnings — below its 10-year norm (10-year range 9.8×–12.5×, median 11.5×).

7.1× 12.5×

Shaded band = 10-year range (9.8×–12.5×); dot = today's 7.1×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin42.1%42.7%45.4%39.7%
FCF margin213.1%-39.4%87.0%0.3%
Return on assets1.7%2.0%2.2%2.4%
Return on equity19.7%20.2%22.3%23.0%

Computed from company filings · VN · as of 2025-12-31. Figures in VND. Facts plus Stocktoria's own computed scores — not investment advice.