Stocktoria

MBIA INC MBI

NYSE · stock · Surety Insurance · website · IPO 1987-06-30 · LEI

MBIA INC (MBI) earns a Piotroski F-score of 3/9 (weak financial health). It pays a dividend (safety: no dividend). FY2025 revenue was $80.0M at a -221.2% net margin.

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36/100
Stocktoria Quality Score · grade D
3/9
Piotroski F — financial health
Altman Z″ — distress risk
139.5%
Dividend yield 5y avg · no dividend

Quality score trend · recomputed for each fiscal year

Piotroski F /9
2 3 2 1 3 4 2 3 4 3 2016201720182019202020212022202320242025

Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.

$4.98 as of 2026-08-01 · -37.4% 1y
$4.98$7.9652-wk
Market cap USD$332M
Dividend yield 5y avg139.5%
Net margin 5y avg1453.4%
Beta1.34
Employees57

Analyst price target

$7.25 +45.6% vs last
· 2 analysts
target range $7.00 – $7.50

Wall Street analyst consensus — a sentiment gauge, not our scoring.

Revenue trend · last 10y · down

How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies

Piotroski Fstronger than 26%
Net marginstronger than 7%
Revenue growthstronger than 97%

Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.

Piotroski F breakdown · 3/9 tests passed

Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →

TickerCompanyPiotroski FAltman Z″P / ERevenue growth
MBIMBIA INC3/9+90.5%
OSGOCTAVE SPECIALTY GROUP INC2/9+6.5%
AGOASSURED GUARANTY LTD6/97+27.3%
RDNRADIAN GROUP INC6/98.6-0.8%
MTGMGIC INVESTMENT CORP4/98+0.5%
ESNTEssent Group Ltd.4/98.5+1.5%
ORIOLD REPUBLIC INTERNATIONAL CORP6/910.7+11%

All Finance, Insurance & Real Estate companies →

About MBIA INC

MBIA Inc., together with its subsidiaries, provides financial guarantee insurance services to public finance markets in the United States. It operates through United States (U.S.) Public Finance Insurance, Corporate, and International and Structured Finance Insurance segments. The company issues financial guarantees for municipal bonds, including tax-exempt and taxable indebtedness of the U.S. political subdivisions, as well as utilities, airports, health care institutions, higher educational facilities, housing authorities, and other similar agencies and obligations issued by private entities. It also insures non-U.S. public finance and global structured finance, including asset-backed obligations; sovereign-related and sub-sovereign bonds, utilities, and privately issued bonds used for the financing for toll roads, bridges, public transportation facilities, and other types of infrastructure projects; and structured finance and asset-backed obligations comprising residential and commercial mortgages, consumer loans, and structured settlements. as well as offers third-party reinsurance agreements. MBIA Inc. was founded in 1973 and is headquartered in Purchase, New York.

FAQ

Is MBI financially healthy?

MBIA INC's Piotroski F-score is 3/9 (8–9 is excellent, 0–3 weak).

Does MBI pay a dividend, and is it safe?

Yes. MBIA INC pays a dividend with a None payout ratio, rated “no dividend” for safety.

How profitable is MBI?

In FY2025, MBIA INC had a net margin of -221.2%.

Is MBI overvalued or undervalued?

MBIA INC trades at about 4.7× trailing earnings — below its 10-year norm (10-year range 1.4×–8.5×, median 6.3×). Stocktoria reports the data, not buy/sell advice.

What is the analyst price target for MBI?

The average Wall-Street price target for MBIA INC is $7.25, about 45.6% above the recent price, from 2 analysts.

Is MBI a good stock to buy?

Stocktoria doesn't give buy or sell advice, but here is the data on MBIA INC: a Piotroski F-score of 3/9. Weigh these quality and valuation signals against your own goals.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.