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MBIA INC MBI

NYSE · stock · Surety Insurance · website · IPO 1987-06-30 · LEI

MBIA INC statistics & valuation

Market cap$331.6M
P / S4.1×
Net margin-221.2%

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports.

Profitability & efficiency

Net margin (%)
-70.40% -370.70% -93.40% -128.20% -205.00% -235.40% -126.60% 6814.30% 1035.70% -221.20% 2016201720182019202020212022202320242025
Gross margin (%)
2016201720182019202020212022202320242025
Operating margin (%)
2016201720182019202020212022202320242025
Return on equity (%)
-10.40% -112.60% -26.10% -42.80% -387.90% 2016201720182019202020212022202320242025
Shares outstanding
133.0M 118.9M 89.0M 81.0M 59.1M 49.5M 49.8M 48.2M 47.4M 49.3M 2016201720182019202020212022202320242025
Net debt ($)
$1.80B $1.98B $1.97B $2.15B 2016201720182019202020212022202320242025
Share buybacks ($)
2016201720182019202020212022202320242025
Return on assets (%)
-3.00% -17.60% -3.70% -4.90% -10.10% -9.50% -5.80% 18.30% 20.10% -8.80% 2016201720182019202020212022202320242025
Free cash flow margin (%)
-31.20% -150.80% -100.90% -131.40% -138.30% 269.80% -271.40% -2785.70% 2016201720182019202020212022202320242025
Debt / equity (×)
0.61× 1.49× 1.99× 2.66× 2016201720182019202020212022202320242025
EPS ($)
-$2.54 -$13.50 -$3.33 -$4.43 -$9.78 -$8.99 -$3.92 -$10.18 -$9.43 -$3.58 2016201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

MBIA INC trades at about 4.7× earnings — below its 10-year norm (10-year range 1.4×–8.5×, median 6.3×).

1.4× 8.5×

Shaded band = 10-year range (1.4×–8.5×); dot = today's 4.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net margin-221.2%1035.7%6814.3%-126.6%-235.4%-205.0%-128.2%-93.4%-370.7%-70.4%
FCF margin——-2785.7%-271.4%269.8%-138.3%-131.4%-100.9%-150.8%-31.2%
Return on assets-8.8%20.1%18.3%-5.8%-9.5%-10.1%-4.9%-3.7%-17.6%-3.0%
Return on equity7.9%-20.8%-28.8%22.1%142.2%-387.9%-42.8%-26.1%-112.6%-10.4%
Debt / equity——————2.66×1.99×1.49×0.61×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.