Stocktoria

MCB Bank Limited MCB.KA

PK · XKAR · XKAR · stock

MCB Bank Limited statistics & valuation

Market cap₨ 268.9B
P / E4.6×
P / S1.4×
P / B0.8×
P / FCF0.3×
Net margin29.5%
FCF margin410.0%
Net cash₨ 221.4B
Enterprise value USD$932.7M
Graham number +38.4%₨ 561.09

Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value (₨ 561.09); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
28.50% 33.10% 30.90% 29.50% 2022202320242025
Gross margin (%)
2022202320242025
Operating margin (%)
2022202320242025
Return on equity (%)
17.70% 27.00% 22.00% 17.40% 2022202320242025
Shares outstanding
1.19B 1.19B 1.19B 1.19B 2022202320242025
Net debt (₨ )
-₨ 119.83B -₨ 205.36B -₨ 159.11B -₨ 221.39B 2022202320242025
Share buybacks (₨ )
2022202320242025
Return on assets (%)
1.50% 2.40% 2.10% 1.60% 2022202320242025
Free cash flow margin (%)
-30.80% 221.40% -46.30% 410.00% 2022202320242025
Debt / equity (×)
0.09× 0.09× 0.20× 0.09× 2022202320242025
EPS (₨ )
₨ 29.00 ₨ 54.94 ₨ 53.35 ₨ 49.29 2022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

MCB Bank Limited trades at about 8.2× earnings — above its 10-year norm (10-year range 3.3×–8.3×, median 5.3×).

3.3× 8.3×

Shaded band = 10-year range (3.3×–8.3×); dot = today's 8.2×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022
Net margin29.5%30.9%33.1%28.5%
FCF margin410.0%-46.3%221.4%-30.8%
Return on assets1.6%2.1%2.4%1.5%
Return on equity17.4%22.0%27.0%17.7%

Computed from company filings · PK · as of 2025-12-31. Figures in PKR. Facts plus Stocktoria's own computed scores — not investment advice.