Stocktoria
Metropolitan Bank Holding Corp. MCB
Metropolitan Bank Holding Corp. (MCB) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 0.25% (safety: safe). FY2025 revenue was $11.1M at a 643.2% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MCB | Metropolitan Bank Holding Corp. | 4/9 | — | 17.4 | -53.8% |
| BFST | Business First Bancshares, Inc. | 5/9 | — | 11.5 | +1.2% |
| CZFS | CITIZENS FINANCIAL SERVICES INC | 5/9 | — | 9.7 | — |
| NWFL | NORWOOD FINANCIAL CORP | 5/9 | — | 12.7 | — |
| FXNC | FIRST NATIONAL CORP /VA/ | 4/9 | — | 15.6 | +0.8% |
| RBB | RBB Bancorp | 3/9 | — | — | — |
| TYFG | Tri-County Financial Group, Inc. | 5/9 | — | — | +10.2% |
All Finance, Insurance & Real Estate companies →
About Metropolitan Bank Holding Corp.
Metropolitan Bank Holding Corp. operates as the bank holding company for Metropolitan Commercial Bank that provides a range of business, commercial, and retail banking products and services. It offers checking, savings, term deposit, money market, non-interest-bearing demand deposit, and other time deposits. The company also provides lending products, including commercial real estate; multi-family; construction; one-to four-family real estate loans; commercial and industrial loans; consumer loans, including purchased student loans; acquisition and renovation loans; loans on owner-occupied properties; loans to refinance or return borrower equity; working capital lines of credit; trade finance; letters of credit; and term loans. In addition, it offers cash management services, online and mobile banking, ACH, remote deposit capture, and debit cards products, and third-part debit cards products, as well as merchant services. It serves small businesses, middle-market enterprises, public entities, and individuals. The company was formerly known as Metbank Holding Corp. and changed its name to Metropolitan Bank Holding Corp. in January 2007. Metropolitan Bank Holding Corp. was incorporated in 1997 and is headquartered in New York, New York.
FAQ
Is MCB financially healthy?
Metropolitan Bank Holding Corp.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does MCB pay a dividend, and is it safe?
Yes. Metropolitan Bank Holding Corp. pays a dividend yielding about 0.25% with a 4.4% payout ratio, rated “safe” for safety.
How profitable is MCB?
In FY2025, Metropolitan Bank Holding Corp. had a net margin of 643.2% and a return on equity of 9.6%.
Is MCB overvalued or undervalued?
Metropolitan Bank Holding Corp. trades at about 14.3× trailing earnings — above its 10-year norm (10-year range 7.0×–20.3×, median 11.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MCB?
The average Wall-Street price target for Metropolitan Bank Holding Corp. is $104.67, about 10.7% above the recent price, from 3 analysts.
Is MCB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on Metropolitan Bank Holding Corp.: a Piotroski F-score of 4/9, a P/E of about 17.4×, a dividend yield of 0.25%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.