Stocktoria
MetroCity Bankshares, Inc. MCBS
MetroCity Bankshares, Inc. (MCBS) earns a Piotroski F-score of 2/9 (weak financial health). It pays a dividend yielding 2.42% (safety: safe).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 2/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MCBS | MetroCity Bankshares, Inc. | 2/9 | — | 15 | — |
| STT | STATE STREET CORP | 6/9 | — | 15.8 | +7.3% |
| FCNCA | FIRST CITIZENS BANCSHARES INC /DE/ | 5/9 | — | 10.8 | -2.2% |
| CFG | CITIZENS FINANCIAL GROUP INC/RI | 7/9 | — | 16.3 | +5.6% |
| NTRS | NORTHERN TRUST CORP | 4/9 | — | 18.5 | -2.5% |
| ALLY | Ally Financial Inc. | 5/9 | — | 17 | -3.3% |
| MTB | M&T BANK CORP | 7/9 | — | 12.2 | +7.5% |
All Finance, Insurance & Real Estate companies →
About MetroCity Bankshares, Inc.
MetroCity Bankshares, Inc. operates as the bank holding company for Metro City Bank that provides banking products and services in the United States. The company offers customary banking services, such as consumer and commercial checking, savings, and money market accounts, as well as certificates of deposit. It also provides commercial and consumer loans, including single family residential loans; construction and development, and owner and non-owner occupied commercial real estate loans; and commercial and industrial, residential mortgage, small business administration loans, and consumer and other loans, as well as letters of credit and investment securities. In addition, the company offers online banking services, which include access to account balances, online transfers, online bill payment, and electronic delivery of customer statements; mobile banking solutions, such as remote check deposit with mobile bill pay; and automated teller machines and banking by telephone, mail and personal appointment. Further, it provides debit cards for checking customers, direct deposits, and cashier's checks; treasury management services, including balance reporting, transfers between accounts, wire transfer initiation, automated clearing house, and stop payments services; and cash management deposit products, such as remote deposit capture, positive pay, zero balance accounts, and sweep accounts. MetroCity Bankshares, Inc. was founded in 2006 and is headquartered in Doraville, Georgia.
FAQ
Is MCBS financially healthy?
MetroCity Bankshares, Inc.'s Piotroski F-score is 2/9 (8–9 is excellent, 0–3 weak).
Does MCBS pay a dividend, and is it safe?
Yes. MetroCity Bankshares, Inc. pays a dividend yielding about 2.42% with a 36.3% payout ratio, rated “safe” for safety.
How profitable is MCBS?
In FY2025, MetroCity Bankshares, Inc. had a return on equity of 12.6%.
Is MCBS overvalued or undervalued?
MetroCity Bankshares, Inc. trades at about 13.7× trailing earnings — above its 10-year norm (10-year range 8.3×–12.2×, median 10.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MCBS?
The average Wall-Street price target for MetroCity Bankshares, Inc. is $35.00, about 2.9% below the recent price, from 1 analysts.
Is MCBS a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on MetroCity Bankshares, Inc.: a Piotroski F-score of 2/9, a P/E of about 15.0×, a dividend yield of 2.42%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.