Stocktoria
MetroCity Bankshares, Inc. MCBS
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2019-10-03
Chart by TradingView
2/9
Piotroski F — financial health
—
Altman Z″ — distress risk
36.3%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Net income | $68.5M | $64.5M | $51.6M | $62.6M | $61.7M |
| Operating cash flow | $37.7M | $63.5M | $82.1M | $134.7M | $65.4M |
| Free cash flow | $37.0M | $62.2M | $77.2M | $132.3M | $65.0M |
| Total assets | $4.8B | $3.6B | $3.5B | $3.4B | $3.1B |
| Total liabilities | $4.2B | $3.2B | $3.1B | $3.1B | $2.8B |
| Shareholders' equity | $544.2M | $421.4M | $381.5M | $349.4M | $290.2M |
| Ratios | |||||
| Return on assets | 1.4% | 1.8% | 1.5% | 1.8% | 2.0% |
| Return on equity | 12.6% | 15.3% | 13.5% | 17.9% | 21.3% |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 39,549 | $1.1M |
Why these scores methodology →
Piotroski F-score: 2/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001747068 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.