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MetroCity Bankshares, Inc. MCBS
MetroCity Bankshares, Inc. financials (annual)
Bars are annual figures from 2018 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Interest expense | — | — | $91.3M | $27.6M | $4.6M | $11.5M | $22.2M | $14.7M |
| Income tax | $24.2M | $22.8M | $20.4M | $28.6M | $20.9M | $12.4M | $16.1M | $14.7M |
| Net income | $68.5M | $64.5M | $51.6M | $62.6M | $61.7M | $36.4M | $44.7M | $41.3M |
| EPS (diluted) | $2.64 | $2.52 | $2.02 | $2.44 | $2.39 | $1.41 | $1.81 | $1.69 |
| Operating cash flow | $37.7M | $63.5M | $82.1M | $134.7M | $65.4M | $142.6M | $32.2M | -$161.0M |
| Free cash flow | $37.0M | $62.2M | $77.2M | $132.3M | $65.0M | $142.0M | $31.1M | -$163.8M |
| Cash & equivalents | $383.7M | $249.9M | $144.8M | $179.5M | $441.3M | $150.7M | $276.4M | $138.4M |
| Total assets | $4.8B | $3.6B | $3.5B | $3.4B | $3.1B | $1.9B | $1.6B | $1.4B |
| Total liabilities | $4.2B | $3.2B | $3.1B | $3.1B | $2.8B | $1.7B | $1.4B | $1.3B |
| Shareholders' equity | $544.2M | $421.4M | $381.5M | $349.4M | $290.2M | $244.8M | $216.7M | $168.6M |
Growth · year-over-year
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Net income growth | +6.2% | +25.0% | -17.6% | +1.5% | +69.5% | -18.6% | +8.2% | — |
| EPS growth | +4.8% | +24.8% | -17.2% | +2.1% | +69.5% | -22.1% | +7.1% | — |
| Free cash flow growth | -40.5% | -19.4% | -41.7% | +103.4% | -54.2% | +356.6% | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.