Stocktoria

MetroCity Bankshares, Inc. MCBS

Nasdaq · stock · State Commercial Banks · website · IPO 2019-10-03 · LEI

MetroCity Bankshares, Inc. statistics & valuation

P / E15.0×
P / B1.9×
P / FCF27.8×
Graham number -7.1%$33.49

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($33.49); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
20182019202020212022202320242025
Operating margin (%)
20182019202020212022202320242025
Return on equity (%)
24.50% 20.60% 14.90% 21.30% 17.90% 13.50% 15.30% 12.60% 20182019202020212022202320242025
Shares outstanding
24.5M 25.5M 25.8M 25.8M 25.7M 25.5M 25.6M 28.8M 20182019202020212022202320242025
Net debt ($)
20182019202020212022202320242025
Share buybacks ($)
20182019202020212022202320242025
Return on assets (%)
2.90% 2.70% 1.90% 2.00% 1.80% 1.50% 1.80% 1.40% 20182019202020212022202320242025
Free cash flow margin (%)
20182019202020212022202320242025
Debt / equity (×)
20182019202020212022202320242025
EPS ($)
$1.69 $1.81 $1.41 $2.39 $2.44 $2.02 $2.52 $2.64 20182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

MetroCity Bankshares, Inc. trades at about 13.7× earnings — above its 10-year norm (10-year range 8.3×–12.2×, median 10.7×).

8.3× 13.7×

Shaded band = 10-year range (8.3×–12.2×); dot = today's 13.7×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018
Return on assets1.4%1.8%1.5%1.8%2.0%1.9%2.7%2.9%
Return on equity12.6%15.3%13.5%17.9%21.3%14.9%20.6%24.5%

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.