Mechanics Bancorp MCHB
Nasdaq · XNAS · stock · State Commercial Banks
Chart by TradingView
3/9
Piotroski F — financial health
—
Altman Z″ — distress risk
18.3%
Dividend payout · safe
Financials (annual, from 10-K)
| FY | Revenue | Net income | Gross profit | Free cash flow | Equity |
|---|---|---|---|---|---|
| 2025 | $49.7M | $265.7M | — | $187.1M | $2.9B |
| 2024 | $48.1M | $29.0M | — | $285.9M | $2.3B |
| 2023 | — | -$27.5M | — | $4.2M | $2.2B |
| 2022 | — | $66.5M | — | $211.5M | $562.1M |
| 2021 | — | $115.4M | — | $170.1M | $715.3M |
| 2020 | — | $80.0M | — | -$28.8M | $717.8M |
Recent insider activity (Form 4)
| Insider | Role | Date | Action | Shares | Price |
|---|---|---|---|---|---|
| Downer Edward Michael | director | 2026-06-15 | Sell | 2 | $15.13 |
| Cochran Patricia | director | 2026-05-27 | Option exercise | 3,301 | — |
| Downer Douglas E | director | 2026-05-27 | Option exercise | 3,301 | — |
| Wilcox Jon R | director | 2026-05-27 | Option exercise | 3,301 | — |
| Crowe Adrienne Y | director | 2026-05-27 | Option exercise | 3,301 | — |
| Downer Edward Michael | director | 2026-05-27 | Option exercise | 3,301 | — |
| Duda Nathan | EVP & CFO | 2026-03-01 | Grant | 7,626 | — |
| Downer Douglas E | director | 2025-10-07 | Gift | 75,000 | — |
Why these scores methodology →
Piotroski F-score: 3/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Source: SEC EDGAR filings · CIK 0001518715 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.