Stocktoria
Mechanics Bancorp MCHB
Nasdaq · stock · State Commercial Banks · website · IPO 2004-04-08
Mechanics Bancorp financials (annual)
Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $49.7M | $48.1M | — | — | — | — | — | — | — | — |
| Interest expense | — | — | $233.0M | $71.0M | $17.2M | $43.4M | $88.2M | $61.5M | $37.8M | $29.5M |
| Income tax | $53.8M | $6.7M | -$5.2M | $18.1M | $31.3M | $21.9M | $8.0M | $2.0M | -$16.9M | $32.6M |
| Net income | $265.7M | $29.0M | -$27.5M | $66.5M | $115.4M | $80.0M | $17.5M | $40.0M | $68.9M | $58.2M |
| EPS (diluted) | $1.27 | $0.14 | $-1.46 | $3.49 | $5.46 | $3.47 | $0.65 | $1.47 | $2.54 | $2.34 |
| Operating cash flow | $193.6M | $292.3M | $8.0M | $218.3M | $173.0M | -$25.5M | $258.8M | $286.0M | $159.3M | -$44.8M |
| Free cash flow | $187.1M | $285.9M | $4.2M | $211.5M | $170.1M | -$28.8M | $256.6M | $276.3M | $117.0M | -$69.3M |
| Cash & equivalents | $1.0B | $999.7M | $215.7M | $72.8M | $65.2M | $58.0M | $57.9M | $58.0M | $72.7M | $53.9M |
| Total assets | $22.4B | $16.5B | $9.4B | $9.4B | $7.2B | $7.2B | $6.8B | $7.0B | $6.7B | $6.2B |
| Total liabilities | $19.5B | $14.2B | $8.9B | $8.8B | $6.5B | $6.5B | $6.1B | $6.3B | $6.0B | $5.6B |
| Shareholders' equity | $2.9B | $2.3B | $2.2B | $562.1M | $715.3M | $717.8M | $679.7M | $739.5M | $704.4M | $629.3M |
Growth · year-over-year · Revenue CAGR 3.3%
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue growth | +3.3% | — | — | — | — | — | — | — | — | — |
| Net income growth | +816.4% | — | -141.3% | -42.4% | +44.3% | +356.8% | -56.2% | -41.9% | +18.6% | +40.7% |
| EPS growth | +807.1% | — | -141.8% | -36.1% | +57.3% | +433.8% | -55.8% | -42.1% | +8.5% | +19.4% |
| Free cash flow growth | -34.6% | +6685.9% | -98.0% | +24.4% | — | -111.2% | -7.1% | +136.1% | — | — |
Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.