Stocktoria
MERCURY GENERAL CORP MCY
MERCURY GENERAL CORP (MCY) earns a Piotroski F-score of 6/9 (mixed financial health). It pays a dividend yielding 1.18% (safety: safe). FY2025 revenue was $6.0B at a 9.0% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2025-09-22 | Raymond James | Strong Buy (reit) |
| 2025-08-04 | Raymond James | Strong Buy (reit) |
| 2025-02-12 | Raymond James | Strong Buy (up) |
| 2023-07-07 | Raymond James | Outperform (down) |
| 2023-05-08 | Raymond James | Strong Buy (main) |
| 2022-11-04 | Raymond James | Strong Buy (up) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 6/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MCY | MERCURY GENERAL CORP | 6/9 | — | 11 | +9.4% |
| AXS | AXIS CAPITAL HOLDINGS LTD | 3/9 | — | 7.9 | +10.2% |
| THG | HANOVER INSURANCE GROUP, INC. | 4/9 | — | 11.2 | +5.7% |
| SIGI | SELECTIVE INSURANCE GROUP INC | 5/9 | — | 12.4 | +9.8% |
| KMPB | KEMPER Corp | 6/9 | — | 11 | +3.3% |
| AFG | AMERICAN FINANCIAL GROUP INC | 4/9 | — | 13.7 | -1.8% |
| WTM | WHITE MOUNTAINS INSURANCE GROUP LTD | 5/9 | — | 4.5 | +66.8% |
All Finance, Insurance & Real Estate companies →
About MERCURY GENERAL CORP
Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.
FAQ
Is MCY financially healthy?
MERCURY GENERAL CORP's Piotroski F-score is 6/9 (8–9 is excellent, 0–3 weak).
Does MCY pay a dividend, and is it safe?
Yes. MERCURY GENERAL CORP pays a dividend yielding about 1.18% with a 13.0% payout ratio, rated “safe” for safety.
How profitable is MCY?
In FY2025, MERCURY GENERAL CORP had a net margin of 9.0% and a return on equity of 22.4%.
Is MCY overvalued or undervalued?
MERCURY GENERAL CORP trades at about 10.8× trailing earnings — below its 10-year norm (10-year range 5.9×–47.9×, median 17.7×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MCY?
The average Wall-Street price target for MERCURY GENERAL CORP is $120.00, about 13.7% above the recent price, from 1 analysts.
Is MCY a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on MERCURY GENERAL CORP: a Piotroski F-score of 6/9, a P/E of about 11.0×, a dividend yield of 1.18%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.