Stocktoria
MERCADOLIBRE INC MELI
MERCADOLIBRE INC (MELI) earns a Piotroski F-score of 5/9 (mixed financial health), with an Altman Z″ in the grey zone. It pays a dividend yielding 0.01% (safety: no dividend). FY2025 revenue was $28.9B at a 6.9% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Beneish M-score: -3.13 — low (below −2.22 — no manipulation red flag) . A statistical screen for earnings manipulation, not proof — and it doesn't apply to most banks/insurers.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-08-11 | JP Morgan | Neutral (main) |
| 2026-08-06 | Cantor Fitzgerald | Overweight (main) |
| 2026-08-06 | BTIG | Buy (reit) |
| 2026-07-15 | Citigroup | Neutral (main) |
| 2026-06-02 | BTIG | Buy (reit) |
| 2026-05-13 | Citigroup | Neutral (down) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Forward estimates · earnings calendar →
Consensus analyst estimates and scheduled dates — forward-looking, may change.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Services · percentile among 982 companies
Percentile vs other Services companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 5/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″ components · grey zone
| Component | Value |
|---|---|
| Working capital / assets | 0.116 |
| Retained earnings / assets | 0.136 |
| EBIT / assets | 0.075 |
| Equity / liabilities | 0.188 |
Sector peers · similar-size Services companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MELI | MERCADOLIBRE INC | 5/9 | 1.9 | 42.5 | +39.1% |
| DIDIY | DiDi Global Inc. | 5/9 | 1.15 | — | +32.7% |
| MA | Mastercard Inc | 5/9 | 7.74 | — | +16.4% |
| PYPL | PayPal Holdings, Inc. | 8/9 | 3.27 | 7.5 | +4.3% |
| FISV | FISERV INC | 5/9 | 2.15 | 7.6 | +3.6% |
| V | VISA INC. | 5/9 | 2.94 | 31.3 | +11.3% |
| AMTM | Amentum Holdings, Inc. | 6/9 | 1.29 | 75 | +71.6% |
About MERCADOLIBRE INC
MercadoLibre, Inc. operates online commerce platforms in Brazil, Mexico, Argentina, and internationally. The company operates Mercado Libre Marketplace, an online commerce platform that can be accessed through mobile app or website; and Mercado Pago, a financial technology solution platform, which offers comprehensive set of financial technology services to users and other users of its e-commerce platform. It also provides Mercado Fondo that allows users to invest funds deposited in their Mercado Pago accounts; Mercado Credito, which grants loans and obtains better funding alternatives; and Mercado Mercado Envios that facilitates the shipping of goods from the Company and sellers to buyers. In addition, the company provides Mercado Libre Classifieds, where users can list vehicles, properties, and services; Mercado Ads, an advertising platform, which enables retailers and brands to promote their products and services on the platform. MercadoLibre, Inc. was incorporated in 1999 and is headquartered in Montevideo, Uruguay.
FAQ
Is MELI financially healthy?
MERCADOLIBRE INC's Piotroski F-score is 5/9 (8–9 is excellent, 0–3 weak), and its Altman Z″ distress score is in the grey zone.
Does MELI pay a dividend, and is it safe?
Yes. MERCADOLIBRE INC pays a dividend yielding about 0.01% with a None payout ratio, rated “no dividend” for safety.
How profitable is MELI?
In FY2025, MERCADOLIBRE INC had a net margin of 6.9% and a return on equity of 29.6%.
Is MELI overvalued or undervalued?
MERCADOLIBRE INC trades at about 46.4× trailing earnings — below its 10-year norm (10-year range 36.3×–1248.7×, median 76.0×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MELI?
The average Wall-Street price target for MERCADOLIBRE INC is $2,252.38, about 23.2% above the recent price, from 24 analysts (consensus: buy).
Is MELI a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on MERCADOLIBRE INC: a Piotroski F-score of 5/9, an Altman Z″ in the grey zone, a P/E of about 42.5×, a dividend yield of 0.01%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.