Stocktoria
MFA FINANCIAL, INC. MFA
MFA FINANCIAL, INC. (MFA) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 14.87% (safety: stretched).
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MFA | MFA FINANCIAL, INC. | 4/9 | — | 5.6 | — |
| WELL | WELLTOWER INC. | 3/9 | — | — | +35.6% |
| AMT | AMERICAN TOWER CORP /MA/ | 2/9 | 0.03 | — | +5.1% |
| EQIX | EQUINIX INC | 4/9 | 1.58 | 79.3 | +5.4% |
| PLD | Prologis, Inc. | 4/9 | — | 39.7 | +7.2% |
| BSTT | Blackstone Real Estate Income Trust, Inc. | 4/9 | — | — | -6.7% |
| WY | WEYERHAEUSER CO | 4/9 | 2.1 | 55.2 | -3.1% |
All Finance, Insurance & Real Estate companies →
About MFA FINANCIAL, INC.
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It operates through two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment primarily invests in and manages a diversified portfolio of residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, single-family and multifamily transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. This segment also invests in residential mortgage-backed securities, including agency MBS, non-agency MBS, and credit risk transfer securities. The Lima One segment includes a stand-alone mortgage origination and servicing business; and originates and services business purpose loans for real estate investors, and related mortgage banking activities. The company offers residential whole loans, including purchased credit deteriorated and non-performing loans; and mortgage servicing rights-related assets. The company's investment activities through a combination of securitization transactions, term loan warehouse financing and repurchase agreement financing. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.
FAQ
Is MFA financially healthy?
MFA FINANCIAL, INC.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does MFA pay a dividend, and is it safe?
Yes. MFA FINANCIAL, INC. pays a dividend yielding about 14.87% with a 83.8% payout ratio, rated “stretched” for safety.
How profitable is MFA?
In FY2025, MFA FINANCIAL, INC. had a return on equity of 9.7%.
Is MFA overvalued or undervalued?
MFA FINANCIAL, INC. trades at about 7.0× trailing earnings — below its 10-year norm (10-year range 7.0×–43.1×, median 24.1×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MFA?
The average Wall-Street price target for MFA FINANCIAL, INC. is $14.08, about 53.9% above the recent price, from 6 analysts (consensus: buy).
Is MFA a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on MFA FINANCIAL, INC.: a Piotroski F-score of 4/9, a P/E of about 5.6×, a dividend yield of 14.87%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.