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MEDALLION FINANCIAL CORP MFIN

Nasdaq · stock · Finance Services · website · IPO 1996-05-23 · LEI

MEDALLION FINANCIAL CORP statistics & valuation

Market cap$238.1M
P / E5.5×
P / B0.5×
Dividend yield4.61%
Return on equity8.5%
Net debt$79.7M
Enterprise value USD$317.8M
Graham number +158.6%$28.97

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($28.97); a green figure means the price is below it.

Profitability & efficiency

Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
-8.60% -0.50% -11.40% 15.20% 11.80% 13.40% 8.20% 8.50% 201720182019202020212022202320242025
Shares outstanding
24.1M 24.4M 24.6M 24.9M 25.2M 23.9M 23.4M 23.6M 24.2M 201720182019202020212022202320242025
Net debt ($)
$101.1M $156.9M $99.0M $155.5M $181.1M $183.0M $133.9M $79.7M 201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
-1.80% -0.10% -2.10% 2.90% 1.90% 2.10% 1.30% 1.50% 201720182019202020212022202320242025
Free cash flow margin (%)
201720182019202020212022202320242025
Debt / equity (×)
0.55× 0.52× 0.50× 0.62× 0.58× 0.57× 0.53× 0.43× 201720182019202020212022202320242025
EPS ($)
$0.01 -$1.03 -$0.07 -$1.42 $2.17 $1.83 $2.37 $1.52 $1.78 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

MEDALLION FINANCIAL CORP trades at about 6.3× earnings — near its 10-year norm (10-year range 3.4×–431×, median 5.8×).

3.4× 431×

Shaded band = 10-year range (3.4×–431×); dot = today's 6.3×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Return on assets1.5%1.3%2.1%1.9%2.9%-2.1%-0.1%-1.8%—
Return on equity8.5%8.2%13.4%11.8%15.2%-11.4%-0.5%-8.6%—
Debt / equity0.43×0.53×0.57×0.58×0.62×0.50×0.52×0.55×—

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.