Stocktoria
MainStreet Bancshares, Inc. MNSB
MainStreet Bancshares, Inc. (MNSB) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 1.71% (safety: safe). FY2025 revenue was $135.6M at a 11.5% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Wall Street analyst consensus — a sentiment gauge, not our scoring.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MNSB | MainStreet Bancshares, Inc. | 4/9 | — | 11.4 | -1.6% |
| WAL | WESTERN ALLIANCE BANCORPORATION | 4/9 | — | 9.2 | +99.7% |
| CFFI | C & F FINANCIAL CORP | 5/9 | — | 10.5 | +10.6% |
| BOH | BANK OF HAWAII CORP | 5/9 | — | 15.8 | -0.1% |
| GBCI | GLACIER BANCORP, INC. | 4/9 | — | 28.3 | +7.5% |
| MYFW | First Western Financial Inc | 2/9 | — | 23.5 | +7.6% |
| COLB | COLUMBIA BANKING SYSTEM, INC. | 3/9 | — | 16.9 | +18.8% |
All Finance, Insurance & Real Estate companies →
About MainStreet Bancshares, Inc.
MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations. It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services. The company also provides commercial loans, include government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards. In addition, it offers deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services. The company operates in Herndon, Fairfax, McLean, Clarendon, Leesburg, Middleburg, Virginia, and Washington D.C., as well as automated teller machines. MainStreet Bancshares, Inc. was formerly known as MainStreet Bank (Fairfax, VA) and changed its name to MainStreet Bancshares, Inc. in July 2016. The company was incorporated in 2003 and is headquartered in Fairfax, Virginia.
FAQ
Is MNSB financially healthy?
MainStreet Bancshares, Inc.'s Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does MNSB pay a dividend, and is it safe?
Yes. MainStreet Bancshares, Inc. pays a dividend yielding about 1.71% with a 19.5% payout ratio, rated “safe” for safety.
How profitable is MNSB?
In FY2025, MainStreet Bancshares, Inc. had a net margin of 11.5% and a return on equity of 7.1%.
Is MNSB overvalued or undervalued?
MainStreet Bancshares, Inc. trades at about 14.1× trailing earnings — above its 10-year norm (10-year range 5.7×–14.4×, median 9.4×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MNSB?
The average Wall-Street price target for MainStreet Bancshares, Inc. is $27.50, about 10.6% above the recent price, from 1 analysts.
Is MNSB a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on MainStreet Bancshares, Inc.: a Piotroski F-score of 4/9, a P/E of about 11.4×, a dividend yield of 1.71%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.