Stocktoria
MainStreet Bancshares, Inc. MNSB
Nasdaq · XNAS · stock · State Commercial Banks · website · IPO 2005-09-02
Chart by TradingView
5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
19.5%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $135.6M | $137.9M | $127.8M | $88.7M | $2.4M |
| Gross profit | $73.6M | $65.8M | $80.1M | $75.3M | — |
| Net income | $15.6M | -$10.0M | $26.6M | $26.7M | $22.2M |
| Operating cash flow | $14.8M | $14.7M | $31.6M | $33.5M | $29.1M |
| Free cash flow | $10.6M | $13.8M | $31.1M | $32.4M | $27.3M |
| Total assets | $2.2B | $2.2B | $2.0B | $1.9B | $1.6B |
| Total liabilities | $2.0B | $2.0B | $1.8B | $1.7B | $1.5B |
| Shareholders' equity | $218.6M | $208.0M | $221.5M | $198.3M | $188.8M |
| Ratios | |||||
| Gross margin | 54.3% | 47.7% | 62.7% | 84.9% | — |
| Net margin | 11.5% | -7.2% | 20.8% | 30.1% | 913.9% |
| FCF margin | 7.8% | 10.0% | 24.4% | 36.6% | 1126.1% |
| Return on assets | 0.7% | -0.4% | 1.3% | 1.4% | 1.3% |
| Return on equity | 7.1% | -4.8% | 12.0% | 13.5% | 11.7% |
| Revenue growth | -1.6% | 7.9% | 44.1% | 3555.4% | — |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 14,400 | $319,680 |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001693577 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.