Stocktoria
Meridian Corp MRBK
Nasdaq · XNAS · stock · National Commercial Banks · website · IPO 2017-11-07
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5/9
Piotroski F — financial health
—
Altman Z″ — distress risk
26.0%
Dividend payout · safe
Financials & ratios (annual, from 10-K)
| Metric | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Financials | |||||
| Revenue | $6.3M | $5.7M | $4.9M | $4.7M | — |
| Net income | $21.8M | $16.3M | $13.2M | $21.8M | $35.6M |
| Operating cash flow | $24.3M | $9.6M | $18.9M | $84.7M | $165.1M |
| Free cash flow | $22.6M | $9.0M | $17.0M | $81.8M | $159.7M |
| Total assets | $2.6B | $2.4B | $2.2B | $2.1B | $1.7B |
| Total liabilities | $2.4B | $2.2B | $2.1B | $1.9B | $1.5B |
| Shareholders' equity | $199.7M | $171.5M | $158.0M | $153.3M | $165.4M |
| Ratios | |||||
| Net margin | 345.7% | 285.0% | 268.7% | 461.2% | — |
| FCF margin | 357.3% | 157.4% | 345.6% | 1727.5% | — |
| Return on assets | 0.9% | 0.7% | 0.6% | 1.1% | 2.1% |
| Return on equity | 10.9% | 9.5% | 8.4% | 14.2% | 21.5% |
| Debt / equity | — | — | — | 0.06× | 0.00× |
| Revenue growth | 10.1% | 16.4% | 4.1% | — | — |
Notable holders (13F)
| Investor | Shares | Value |
|---|---|---|
| RENAISSANCE TECHNOLOGIES LLC | 18,400 | $348,864 |
| Point72 Asset Management, L.P. | 17,159 | $325,335 |
Why these scores methodology →
Piotroski F-score: 5/9
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Altman Z″: n/a
Not applicable (financials/insurer or missing inputs).
Sector peers
IX · MUFG · MFG · NMR · UNH · CI · all Finance, Insurance & Real Estate →
Source: SEC EDGAR filings · CIK 0001750735 · as of 2025-12-31. Figures are facts from filings plus Stocktoria's own computed scores — not investment advice.