Stocktoria

Meridian Corp MRBK

Nasdaq · stock · National Commercial Banks · website · IPO 2017-11-07 · LEI

Meridian Corp statistics & valuation

Market cap$237.2M
P / E10.9×
P / S37.6×
P / B1.2×
P / FCF10.5×
Net margin345.7%
FCF margin357.3%
Graham number +34.6%$26.80

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($26.80); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
461.20% 268.70% 285.00% 345.70% 201720182019202020212022202320242025
Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
3.00% 7.50% 8.70% 18.70% 21.50% 14.20% 8.40% 9.50% 10.90% 201720182019202020212022202320242025
Shares outstanding
12.8M 12.9M 12.9M 12.9M 12.4M 12.2M 11.4M 11.2M 11.8M 201720182019202020212022202320242025
Net debt ($)
$8.9M $6.2M $0 $8.9M 201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
0.40% 0.80% 0.90% 1.50% 2.10% 1.10% 0.60% 0.70% 0.90% 201720182019202020212022202320242025
Free cash flow margin (%)
1727.50% 345.60% 157.40% 357.30% 201720182019202020212022202320242025
Debt / equity (×)
0.09× 0.06× 0.00× 0.06× 201720182019202020212022202320242025
EPS ($)
$0.24 $0.64 $0.81 $2.13 $2.87 $1.79 $1.16 $1.45 $1.89 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

Meridian Corp trades at about 10.5× earnings — near its 10-year norm (10-year range 4.7×–37.2×, median 10.4×).

4.7× 37.2×

Shaded band = 10-year range (4.7×–37.2×); dot = today's 10.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Net margin345.7%285.0%268.7%461.2%
FCF margin357.3%157.4%345.6%1727.5%
Return on assets0.9%0.7%0.6%1.1%2.1%1.5%0.9%0.8%0.4%
Return on equity10.9%9.5%8.4%14.2%21.5%18.7%8.7%7.5%3.0%
Debt / equity0.06×0.00×0.06×0.09×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.