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Midland States Bancorp, Inc. MSBI

Nasdaq · stock · State Commercial Banks · website · IPO 2016-05-24 · LEI

Midland States Bancorp, Inc. financials (annual)

Revenue
2016201720182019202020212022202320242025
Net income
$31.5M $16.1M $39.4M $55.8M $22.5M $81.3M $100.2M $61.2M $38.0M -$124.3M 2016201720182019202020212022202320242025
Free cash flow
$23.4M $64.3M $89.9M $533.1M $496.6M $331.7M $282.3M $144.6M $169.6M $120.3M 2016201720182019202020212022202320242025

Bars are annual figures from 2016 to 2025; red bars are negative (a loss or cash outflow).

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Interest expense——$168.3M$56.0M$30.1M$45.8M$59.7M$43.3M$23.5M$16.0M
Income tax$9.4M$8.9M$26.8M$31.1M$17.8M$9.5M$16.7M$11.4M$10.4M$18.9M
Net income-$124.3M$38.0M$61.2M$100.2M$81.3M$22.5M$55.8M$39.4M$16.1M$31.5M
EPS (diluted)$-6.12$1.32$2.33$4.28$3.57$0.95$2.26$1.66$0.87$2.17
Operating cash flow$125.7M$176.5M$153.4M$285.8M$334.4M$499.1M$538.7M$97.1M$70.4M$25.5M
Free cash flow$120.3M$169.6M$144.6M$282.3M$331.7M$496.6M$533.1M$89.9M$64.3M$23.4M
Cash & equivalents$127.8M$114.8M$135.1M$160.6M$680.4M$341.6M$394.5M$213.7M$215.2M$190.7M
Total assets$6.5B$7.5B$7.8B$7.8B$7.4B$6.9B$6.1B$5.6B$4.4B$3.2B
Total liabilities$5.9B$6.8B$7.1B$7.1B$6.8B$6.2B$5.4B$5.0B$4.0B$2.9B
Shareholders' equity$565.5M$710.8M$715.1M$696.1M$600.2M$621.4M$661.9M$608.5M$449.5M$321.8M

Growth · year-over-year

MetricFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016
Net income growth-426.7%-37.8%-39.0%+23.3%+260.8%-59.6%+41.5%+145.5%-49.1%+29.7%
EPS growth-563.6%-43.3%-45.6%+19.9%+275.8%-58.0%+36.1%+90.8%-59.9%+8.5%
Free cash flow growth-29.1%+17.3%-48.8%-14.9%-33.2%-6.9%+493.1%+39.9%+175.1%-65.4%

Each column is the change versus the prior fiscal year. Growth off a negative or zero base is shown as “—”. CAGR is the compound annual revenue growth across the years shown.

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.