Stocktoria
MGIC INVESTMENT CORP MTG
MGIC INVESTMENT CORP (MTG) earns a Piotroski F-score of 4/9 (mixed financial health). It pays a dividend yielding 2.25% (safety: safe). FY2025 revenue was $1.2B at a 60.8% net margin.
Quality score trend · recomputed for each fiscal year
Each year's score is computed from that year's filing — a rising Piotroski F or Altman Z″ means improving financial health, a fall is worth a look.
Analyst price target
Recent analyst actions
| Date | Firm | Rating |
|---|---|---|
| 2026-05-22 | RBC Capital | Sector Perform (init) |
| 2026-05-01 | Barclays | Equal-Weight (main) |
| 2026-04-10 | Keefe, Bruyette & Woods | Market Perform (main) |
| 2026-04-06 | Barclays | Equal-Weight (main) |
| 2026-03-12 | UBS | Neutral (main) |
| 2026-02-04 | Barclays | Equal-Weight (main) |
Wall Street analyst consensus — a sentiment gauge, not our scoring.
Smart money · insiders, last 12 months
Open-market insider purchases minus sells (SEC Form 4) — real buying with their own money is a bullish “smart money” signal; grants and option exercises are excluded.
How it ranks in Finance, Insurance & Real Estate · percentile among 1129 companies
Percentile vs other Finance, Insurance & Real Estate companies we cover — e.g. “stronger than 90%” means only 10% score higher on that measure.
Piotroski F breakdown · 4/9 tests passed
- Positive return on assets
- Positive operating cash flow
- Rising ROA
- Cash flow exceeds net income
- Lower long-term debt
- Rising current ratio
- No share dilution
- Rising gross margin
- Rising asset turnover
Sector peers · similar-size Finance, Insurance & Real Estate companies compare side by side →
| Ticker | Company | Piotroski F | Altman Z″ | P / E | Revenue growth |
|---|---|---|---|---|---|
| MTG | MGIC INVESTMENT CORP | 4/9 | — | 8 | +0.5% |
| RDN | RADIAN GROUP INC | 6/9 | — | 8.6 | -0.8% |
| ESNT | Essent Group Ltd. | 4/9 | — | 8.5 | +1.5% |
| AGO | ASSURED GUARANTY LTD | 6/9 | — | 7 | +27.3% |
| OSG | OCTAVE SPECIALTY GROUP INC | 2/9 | — | — | +6.5% |
| MBI | MBIA INC | 3/9 | — | — | +90.5% |
| ORI | OLD REPUBLIC INTERNATIONAL CORP | 6/9 | — | 10.7 | +11% |
All Finance, Insurance & Real Estate companies →
About MGIC INVESTMENT CORP
MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services in the United States, the District of Columbia, Puerto Rico, and Guam. The company offers primary insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure on the mortgage or sale of the underlying property. It also provides contract underwriting services, as well as reinsurance services. The company serves originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers, and other lenders. The company was founded in 1957 and is headquartered in Milwaukee, Wisconsin.
FAQ
Is MTG financially healthy?
MGIC INVESTMENT CORP's Piotroski F-score is 4/9 (8–9 is excellent, 0–3 weak).
Does MTG pay a dividend, and is it safe?
Yes. MGIC INVESTMENT CORP pays a dividend yielding about 2.25% with a 17.9% payout ratio, rated “safe” for safety.
How profitable is MTG?
In FY2025, MGIC INVESTMENT CORP had a net margin of 60.8% and a return on equity of 14.3%.
Is MTG overvalued or undervalued?
MGIC INVESTMENT CORP trades at about 9.8× trailing earnings — above its 10-year norm (10-year range 5.1×–15.6×, median 8.6×). Stocktoria reports the data, not buy/sell advice.
What is the analyst price target for MTG?
The average Wall-Street price target for MGIC INVESTMENT CORP is $28.67, about 6.4% below the recent price, from 6 analysts (consensus: hold).
Is MTG a good stock to buy?
Stocktoria doesn't give buy or sell advice, but here is the data on MGIC INVESTMENT CORP: a Piotroski F-score of 4/9, a P/E of about 8.0×, a dividend yield of 2.25%. Weigh these quality and valuation signals against your own goals.
Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.