Stocktoria

First Western Financial Inc MYFW

Nasdaq · stock · State Commercial Banks · website · IPO 2018-07-19 · LEI

First Western Financial Inc statistics & valuation

Market cap$310.4M
P / E23.5×
P / S3.2×
P / B1.2×
Net margin13.6%
FCF margin-6.0%
Graham number -9.5%$28.54

Market cap as of 2026-06-29. Multiples are price-derived and refreshed daily; everything else from the latest financial reports. The Graham number is Benjamin Graham's rough maximum fair value ($28.54); a green figure means the price is below it.

Profitability & efficiency

Net margin (%)
3.70% 9.80% 12.50% 26.50% 21.60% 20.10% 6.30% 9.40% 13.60% 201720182019202020212022202320242025
Gross margin (%)
201720182019202020212022202320242025
Operating margin (%)
201720182019202020212022202320242025
Return on equity (%)
2.00% 4.80% 6.30% 15.80% 9.40% 9.00% 2.20% 3.40% 5.00% 201720182019202020212022202320242025
Shares outstanding
5.8M 8.0M 7.9M 8.0M 9.4M 9.7M 9.7M 9.8M 9.8M 201720182019202020212022202320242025
Net debt ($)
$0 201720182019202020212022202320242025
Share buybacks ($)
201720182019202020212022202320242025
Return on assets (%)
0.20% 0.50% 0.60% 1.20% 0.80% 0.80% 0.20% 0.30% 0.40% 201720182019202020212022202320242025
Free cash flow margin (%)
-10.90% 29.70% -34.30% -102.10% 168.10% 42.00% 23.60% -0.70% -6.00% 201720182019202020212022202320242025
Debt / equity (×)
0.00× 201720182019202020212022202320242025
EPS ($)
-$0.05 $0.63 $1.01 $3.08 $2.50 $2.23 $0.54 $0.87 $1.34 201720182019202020212022202320242025

Margins and returns computed from annual filings. Falling shares outstanding = buybacks; rising = dilution. Net debt = debt − cash (negative = net cash).

P / E vs its own history

First Western Financial Inc trades at about 23.5× earnings — above its 10-year norm (10-year range 6×–31.6×, median 18.8×).

31.6×

Shaded band = 10-year range (6×–31.6×); dot = today's 23.5×.

Historical P/E = month-end price near each fiscal year-end ÷ that year's EPS. A read on whether the stock is cheap or dear relative to how it has typically been valued — not a forecast.

Key ratios (by fiscal year)

RatioFY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017
Net margin13.6%9.4%6.3%20.1%21.6%26.5%12.5%9.8%3.7%
FCF margin-6.0%-0.7%23.6%42.0%168.1%-102.1%-34.3%29.7%-10.9%
Return on assets0.4%0.3%0.2%0.8%0.8%1.2%0.6%0.5%0.2%
Return on equity5.0%3.4%2.2%9.0%9.4%15.8%6.3%4.8%2.0%
Debt / equity0.00×

Computed from company filings · US · as of 2025-12-31. Facts plus Stocktoria's own computed scores — not investment advice.